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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 12th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026
Arron's avatar
Arron

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44347)

Been great for me, also keeps me updated on my borrower rating

5
Been really helpful, always a great service Reviewed on: 17th February 2021
Chrisw's avatar
Chrisw

zopa

5
great card and service know how much u have and can use the app to control everything and payments Reviewed on: 17th February 2021
alan pearson's avatar
alan pearson

Great customer service

5
Fantastic customer service, app allows you to monitor card usage and stay within credit limit Reviewed on: 17th February 2021
Barry's avatar
Barry

Great customer service

5
The customer service Is great when I had a problem with my log in I was able to get it sorted straight away with no hassle Reviewed on: 17th February 2021
brooke.hills7@mail.com's avatar
[email protected]

Great customer service! And not expensive!!

5
I was quite anxious with getting another credit card. But it was just before Christmas (it was October/November) and I needed to still buy loved ones gifts. So it was a must for me. The fee I pay each month has not been that much. Which was to my surprise. This will become my emergency card once paid off in April 2021. And then I’ll be moving onto my other two credit cards to get them paid off. One of which will be getting closed down. As it’s fees are extortionate!! But my ZOPA credit card is perfect! Not expensive! And a very quick and friendly customer service! Will recommend to family and friends! I haven’t got a good credit history and was rather surprised I got accepted! But my credit limit isn’t that much, but it is very manageable. Reviewed on: 17th February 2021
JasonW95's avatar
JasonW95

No fuss

5
Is the chance to help Me get my credit rating going in the right direction and this was the easiest process I have gone though. As said no fuss and informed all the time, with the app simple to use. Reviewed on: 17th February 2021
darren.gotch@yahoo.co.uk's avatar
[email protected]

Easy to use

5
Easy to keep track on what you use Reviewed on: 17th February 2021
Dave's avatar
Dave

Useless

5
Great it doesnt have a phone number to contact customer services Reviewed on: 17th February 2021
Azhan Ali 's avatar
Azhan Ali

As it's says on the box

5
Brilliant card and app setup payment and all done Reviewed on: 17th February 2021
Jonathan 's avatar
Jonathan

They are reliable

5
They are response to customer is Excellent Reviewed on: 17th February 2021
Olubunmi 's avatar
Olubunmi

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