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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Brilliant service

I am fully satisfied with zopa.love you zopa. Reviewed on: 17th February 2021

Smooth service and happy with it as it safe

Its been simple using this service and im completely satisfied Reviewed on: 17th February 2021

Brilliant and easy

Excellent application process,, great customer support whole online service so simplist! Reviewed on: 17th February 2021

yes i will recommend to family and frend

Very good customer service, and is very easy to use the card, zopa apps are very good Reviewed on: 17th February 2021

Great and easy

I highly recommend this to anyone because even if you have low credit score you will still be accepted and just really good Reviewed on: 17th February 2021

satisfied customer

from start to finish this company has been both professional and understanding in my application for credit. Reviewed on: 17th February 2021

Really easy to use

I find this very good and very easy to use and getting accepting not a issue Reviewed on: 17th February 2021

Been great for me, also keeps me updated on my borrower rating

Been really helpful, always a great service Reviewed on: 17th February 2021

zopa

great card and service know how much u have and can use the app to control everything and payments Reviewed on: 17th February 2021

Great customer service

Fantastic customer service, app allows you to monitor card usage and stay within credit limit Reviewed on: 17th February 2021

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