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Zopa: Credit card reviews

4.94
Based on 44,340 reviews, last reviewed 1st May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026
Stembile D's avatar
Stembile D

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44340)

Useless

5
Great it doesnt have a phone number to contact customer services Reviewed on: 17th February 2021

As it's says on the box

5
Brilliant card and app setup payment and all done Reviewed on: 17th February 2021

They are reliable

5
They are response to customer is Excellent Reviewed on: 17th February 2021

Great customer service

5
Highly recommend, great service. Thank you Reviewed on: 17th February 2021

Excellent service

5
Excellent credit card very simple way to apply just in couple of minutes Reviewed on: 17th February 2021

Great card

5
Everything is accessible, you receive all the info needed on the spot. Reviewed on: 17th February 2021

Quick and easy

5
Easy as 123 and easy to use and setup Reviewed on: 17th February 2021

Easy to access

5
Simple to apply ,great customer service Reviewed on: 17th February 2021

Awesome

5
I’ve found the app really useful, so simple but effective. Well done Zopa Reviewed on: 17th February 2021

Quick and easy

4
Great card, quick and easy set up the app is a brilliant way to track your spending and money due Reviewed on: 17th February 2021

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