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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 12th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026
Arron's avatar
Arron

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44347)

Great customer service

5
Highly recommend, great service. Thank you Reviewed on: 17th February 2021
Peter's avatar
Peter

Excellent service

5
Excellent credit card very simple way to apply just in couple of minutes Reviewed on: 17th February 2021
Safi's avatar
Safi

Great card

5
Everything is accessible, you receive all the info needed on the spot. Reviewed on: 17th February 2021
Alis's avatar
Alis

Quick and easy

5
Easy as 123 and easy to use and setup Reviewed on: 17th February 2021
Leon's avatar
Leon

Easy to access

5
Simple to apply ,great customer service Reviewed on: 17th February 2021
Eric agyei's avatar
Eric agyei

Awesome

5
I’ve found the app really useful, so simple but effective. Well done Zopa Reviewed on: 17th February 2021
Simon S's avatar
Simon S

Quick and easy

4
Great card, quick and easy set up the app is a brilliant way to track your spending and money due Reviewed on: 17th February 2021
kirsty jefferies's avatar
kirsty jefferies

Probably not such a great card if you have A* credit

4
Easy credit card but low credit limits. Interest seems a little steep especially when you leave a small amount outstanding, I.e. £100. Reviewed on: 17th February 2021
marie.jones1000@icloud.com's avatar
[email protected]

Best credit card ever

5
Getting the card was easy. Start up credit limit was responsible and hopefully credit limit increases with be regular. Reviewed on: 17th February 2021
Promise's avatar
Promise

Experience

5
Zopa is a good credit card. For me I will recomend zopa.good customer service. Reviewed on: 17th February 2021
Oscar KELEKELE 's avatar
Oscar KELEKELE

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