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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Probably not such a great card if you have A* credit

Easy credit card but low credit limits. Interest seems a little steep especially when you leave a small amount outstanding, I.e. £100. Reviewed on: 17th February 2021

Best credit card ever

Getting the card was easy. Start up credit limit was responsible and hopefully credit limit increases with be regular. Reviewed on: 17th February 2021

Experience

Zopa is a good credit card. For me I will recomend zopa.good customer service. Reviewed on: 17th February 2021

Excellent

Fantastic, quick and easy would recommend highly Reviewed on: 17th February 2021

excellent

very fast acceptance and delivery of card Reviewed on: 17th February 2021

Excellent and simple

A brilliant and effective way to bank. All the mod cons with simplicity in mind. Great standards and modern methods with ease of use is what makes Zopa so attractive. Reviewed on: 17th February 2021

Easy to understand statements

I have dsylrxia so it great simple and easy online services Reviewed on: 17th February 2021

They are really helpful and easy to set up

Really impressed very quick for card to arrive. Reviewed on: 17th February 2021

Credit score

Love it app is easy to use and card is very cute tooo Reviewed on: 17th February 2021

Fair, safe, nothing hidden

The card application was easy and user-friendly and this was followed up by a very similar and straightforward app. The app proved quickly to be a safe and easy way to manage the card. It’s so simple to pay the account and see how you are managing your card. Fair. Safe. Nothing hidden. Reviewed on: 17th February 2021

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