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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Good company instant reply to questions

Happy with the response from zopa to give me a credit card to help me build my credit rating Reviewed on: 16th February 2021

A simple plan...

Only been with the bank for a few weeks but the experience has been seamless so far. Reviewed on: 16th February 2021

Been more than helpful

So good I am very impressed and will recommend Reviewed on: 16th February 2021

Terrific

Fantastic experience, from applying online to having my credit card at hand after 3 or so days, user friendly app which gives detailed expenses.... Reviewed on: 16th February 2021

Easy to connect

I am not really computer literate, but I was able to successfully apply and receive a Zopa Credit card online. And I am now managing the accent on line successfully. Reviewed on: 16th February 2021

It was so easy and helped me so much hopefully credit will go up soon as so small at moment

Just so glad I have this helping so much Reviewed on: 16th February 2021

Very professional

Very helpful, informative and professional Reviewed on: 16th February 2021

easy

All the information to hand and easy to use app Reviewed on: 16th February 2021

Ease of use

I found that since join zopa it has enabled me to manage my money simply and easily. Reviewed on: 16th February 2021

Amazing

Amazing credit card easy to use app Reviewed on: 16th February 2021

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