Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.868422968230354808 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Excellent

Fantastic, quick and easy would recommend highly Reviewed on: 17th February 2021

excellent

very fast acceptance and delivery of card Reviewed on: 17th February 2021

Excellent and simple

A brilliant and effective way to bank. All the mod cons with simplicity in mind. Great standards and modern methods with ease of use is what makes Zopa so attractive. Reviewed on: 17th February 2021

Easy to understand statements

I have dsylrxia so it great simple and easy online services Reviewed on: 17th February 2021

They are really helpful and easy to set up

Really impressed very quick for card to arrive. Reviewed on: 17th February 2021

Credit score

Love it app is easy to use and card is very cute tooo Reviewed on: 17th February 2021

Fair, safe, nothing hidden

The card application was easy and user-friendly and this was followed up by a very similar and straightforward app. The app proved quickly to be a safe and easy way to manage the card. It’s so simple to pay the account and see how you are managing your card. Fair. Safe. Nothing hidden. Reviewed on: 17th February 2021

Good company instant reply to questions

Happy with the response from zopa to give me a credit card to help me build my credit rating Reviewed on: 16th February 2021

A simple plan...

Only been with the bank for a few weeks but the experience has been seamless so far. Reviewed on: 16th February 2021

Been more than helpful

So good I am very impressed and will recommend Reviewed on: 16th February 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Marbles Credit Card
from NewDay 4.32 from 542 reviews
Initial credit card (discontinued)
from Barclaycard 3.60 from 122 reviews
Everyday spending credit cards
from Halifax 4.38 from 75 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub