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Zopa: Credit card reviews

4.94
Based on 43,430 reviews, last reviewed 9th Mar 2026
152900% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Very professional great card to have in emergency or... Very professional great card to have in emergency or treats like user eats Reviewed on: 9th March 2026
Noah a's avatar
Noah a

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile  Nkomo 's avatar
Thobekile Nkomo

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43430)

ZOPA Awesome

5
Friendly and helpful and top class A++++++ Reviewed on: 15th February 2021

Great, easy approach and professional

5
Had no problems app was great and easy to use for tge time I was with zopa I have nothing bad about my experience would highly recommend Reviewed on: 15th February 2021

Really easy app

5
The zopa app is really easy to use. With some great features ie having a safety net, so you don't over spend. Reviewed on: 15th February 2021

Convenient service and good rate

5
Good rate provided and easy application Reviewed on: 15th February 2021

Excellent Service

5
No other Credit Card provider will respond to queries as quick. Simple. Reviewed on: 15th February 2021

Really happy and easy to use banking

5
From start to end the process is so early I would recommend to all to get a zopa Reviewed on: 15th February 2021

Great customer service

5
People that care and cannot do enough for you, Brilliant!! Reviewed on: 15th February 2021

Perfect fit

5
Everything you need in a card,and a bit more,fantastic idea to put a reserve back up for emergencies. Immediate notifications are a good bonus Reviewed on: 15th February 2021

Easy and simple .always in control

5
Affordable credit limit The app is straight forward and easy to use Kept informed all the way so no supprises Reviewed on: 15th February 2021

Great company

5
Super easy to deal with. Great app to Manage my account. Excellent product and customer service. Reviewed on: 15th February 2021

Review Zopa: Credit card now

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