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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44354)

Quick and easy

5
Easy as 123 and easy to use and setup Reviewed on: 17th February 2021
Leon's avatar
Leon

Easy to access

5
Simple to apply ,great customer service Reviewed on: 17th February 2021
Eric agyei's avatar
Eric agyei

Awesome

5
I’ve found the app really useful, so simple but effective. Well done Zopa Reviewed on: 17th February 2021
Simon S's avatar
Simon S

Quick and easy

4
Great card, quick and easy set up the app is a brilliant way to track your spending and money due Reviewed on: 17th February 2021
kirsty jefferies's avatar
kirsty jefferies

Probably not such a great card if you have A* credit

4
Easy credit card but low credit limits. Interest seems a little steep especially when you leave a small amount outstanding, I.e. £100. Reviewed on: 17th February 2021
marie.jones1000@icloud.com's avatar
[email protected]

Best credit card ever

5
Getting the card was easy. Start up credit limit was responsible and hopefully credit limit increases with be regular. Reviewed on: 17th February 2021
Promise's avatar
Promise

Experience

5
Zopa is a good credit card. For me I will recomend zopa.good customer service. Reviewed on: 17th February 2021
Oscar KELEKELE 's avatar
Oscar KELEKELE

Excellent

5
Fantastic, quick and easy would recommend highly Reviewed on: 17th February 2021
Joanne robinson 's avatar
Joanne robinson

excellent

5
very fast acceptance and delivery of card Reviewed on: 17th February 2021
gary macinnes's avatar
gary macinnes

Excellent and simple

5
A brilliant and effective way to bank. All the mod cons with simplicity in mind. Great standards and modern methods with ease of use is what makes Zopa so attractive. Reviewed on: 17th February 2021
Dr Jay's avatar
Dr Jay

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