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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Internet

I satysfaction used this credit card Reviewed on: 16th February 2021

Easy to use

Always useful to have a little bit of credit available and Zopa and the app are easy to use. Reviewed on: 16th February 2021

Best credit card by far

Excellent customer service, excellent rates and a brilliant app to help you whenever you need it... Reviewed on: 16th February 2021

very good company

very easy to apply and very fast service Reviewed on: 16th February 2021

Great lender

No problems, no hidden fees, I highly recommend Reviewed on: 16th February 2021

Simple fantastic service

I have found Zopa to be the easiest provider to deal with very transparent and are all for there customers Reviewed on: 16th February 2021

Very happy to be accepted

This last year has been hard and having this card has helped it’s easy to apply for and set up and keep track Reviewed on: 16th February 2021

great card love it

iv really enjoyed using my zopa card its easy and hassle free Reviewed on: 16th February 2021

Great people with zopa

I am very satisfied. Since i get zopa credit card Reviewed on: 16th February 2021

East app to use

When I received my credit card everything in the letter was explained very well and the app was very easy to use and understand Reviewed on: 16th February 2021

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