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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Easy to understand statements

I have dsylrxia so it great simple and easy online services Reviewed on: 17th February 2021

They are really helpful and easy to set up

Really impressed very quick for card to arrive. Reviewed on: 17th February 2021

Credit score

Love it app is easy to use and card is very cute tooo Reviewed on: 17th February 2021

Fair, safe, nothing hidden

The card application was easy and user-friendly and this was followed up by a very similar and straightforward app. The app proved quickly to be a safe and easy way to manage the card. It’s so simple to pay the account and see how you are managing your card. Fair. Safe. Nothing hidden. Reviewed on: 17th February 2021

Good company instant reply to questions

Happy with the response from zopa to give me a credit card to help me build my credit rating Reviewed on: 16th February 2021

A simple plan...

Only been with the bank for a few weeks but the experience has been seamless so far. Reviewed on: 16th February 2021

Been more than helpful

So good I am very impressed and will recommend Reviewed on: 16th February 2021

Terrific

Fantastic experience, from applying online to having my credit card at hand after 3 or so days, user friendly app which gives detailed expenses.... Reviewed on: 16th February 2021

Easy to connect

I am not really computer literate, but I was able to successfully apply and receive a Zopa Credit card online. And I am now managing the accent on line successfully. Reviewed on: 16th February 2021

It was so easy and helped me so much hopefully credit will go up soon as so small at moment

Just so glad I have this helping so much Reviewed on: 16th February 2021

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