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Zopa: Credit card reviews

4.94
Based on 43,401 reviews, last reviewed 9th Mar 2026
151500% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing Zopa I have an incredible time experience with Zopa. I'm using my credit card regularly with low interest rate and I got loan as well. Thanks loads Reviewed on: 9th March 2026
Aurelio Reyes's avatar
Aurelio Reyes

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile  Nkomo 's avatar
Thobekile Nkomo

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43401)

Simple and caring

5
Easy to monitor and keep track on..would recommend. Reviewed on: 15th February 2021

Amazing!

5
Never had any problems since taking out my credit card agreement with Zopa! Every time I’ve rang the customer service has been great! Well done Zopa! Reviewed on: 15th February 2021

Excellent service

5
Excellent service no hassle straightforward and simple Reviewed on: 15th February 2021

Easy to use

5
Exactly what it says on the tin Reviewed on: 15th February 2021

Easy and straightforward

5
Never had any problems, their app works very well . Reviewed on: 15th February 2021

Great Card Great service!

5
Easy to setup, app is simple and has all the information I need. It keeps me on track and notifies me when I make payments and tells me my balance. Reviewed on: 15th February 2021

Handy credit card

5
Ideal credit card, you know when you have spent as you get an instant alert from the app! Easy to understand and easy to use Reviewed on: 15th February 2021

Easy to use

5
Very good and nice card really enjoy using the app and like that I can view pin Reviewed on: 15th February 2021

Good

4
Really good credit card so far so good Reviewed on: 15th February 2021

Awesomness

5
Flexible, well-designed, priceless Reviewed on: 3rd February 2021

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