Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.868422968230354808 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

very good company

very easy to apply and very fast service Reviewed on: 16th February 2021

Great lender

No problems, no hidden fees, I highly recommend Reviewed on: 16th February 2021

Simple fantastic service

I have found Zopa to be the easiest provider to deal with very transparent and are all for there customers Reviewed on: 16th February 2021

Very happy to be accepted

This last year has been hard and having this card has helped it’s easy to apply for and set up and keep track Reviewed on: 16th February 2021

great card love it

iv really enjoyed using my zopa card its easy and hassle free Reviewed on: 16th February 2021

Great people with zopa

I am very satisfied. Since i get zopa credit card Reviewed on: 16th February 2021

East app to use

When I received my credit card everything in the letter was explained very well and the app was very easy to use and understand Reviewed on: 16th February 2021

Great

Efficient reliable trustworthy great Reviewed on: 16th February 2021

A BETTER CARD

NO HASSLE CREDIT CARD FOR APPLICANT'S WITH POOR CREDIT HISTORY Reviewed on: 16th February 2021

Credible

Very protective of customer information and credit card Reviewed on: 16th February 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cashback Plus Credit Card
from NatWest 4.53 from 68 reviews
Classic Credit Card
from Bank of Ireland 4.09 from 6 reviews
Everyday Credit Card
from Santander 4.18 from 25 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub