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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Great

Efficient reliable trustworthy great Reviewed on: 16th February 2021

A BETTER CARD

NO HASSLE CREDIT CARD FOR APPLICANT'S WITH POOR CREDIT HISTORY Reviewed on: 16th February 2021

Credible

Very protective of customer information and credit card Reviewed on: 16th February 2021

Service is good but interst rate is very high

But we have agree with the terms and conditions so will keep in case Reviewed on: 16th February 2021

Pleasure and helpful

Zopa credit card provider helped me out when in need. Thank you Reviewed on: 16th February 2021

The Best Credit Card of all time

Zopa Credit card is the best card ever, customer service is excellent and very user friendly app. Reviewed on: 16th February 2021

Spot on

Easy to use app interface and website compared to other banks Reviewed on: 16th February 2021

1000

Is very good credit card. Im really happy Reviewed on: 16th February 2021

Simple and Cute

The application information is very simple and easy to comply with. The acceptance process is immediate and their customer service personnel are incredibly awesome and their services are excellent. There is nothing that will restrain me from recommending this credit card to any friend or family who express interest in getting a credit card in the near future. Reviewed on: 16th February 2021

Easy to apply

It was easy to apply for this credit card and the credit limit was sensible and affordable Reviewed on: 16th February 2021

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