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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Very happy to be accepted

This last year has been hard and having this card has helped it’s easy to apply for and set up and keep track Reviewed on: 16th February 2021

great card love it

iv really enjoyed using my zopa card its easy and hassle free Reviewed on: 16th February 2021

Great people with zopa

I am very satisfied. Since i get zopa credit card Reviewed on: 16th February 2021

East app to use

When I received my credit card everything in the letter was explained very well and the app was very easy to use and understand Reviewed on: 16th February 2021

Great

Efficient reliable trustworthy great Reviewed on: 16th February 2021

A BETTER CARD

NO HASSLE CREDIT CARD FOR APPLICANT'S WITH POOR CREDIT HISTORY Reviewed on: 16th February 2021

Credible

Very protective of customer information and credit card Reviewed on: 16th February 2021

Service is good but interst rate is very high

But we have agree with the terms and conditions so will keep in case Reviewed on: 16th February 2021

Pleasure and helpful

Zopa credit card provider helped me out when in need. Thank you Reviewed on: 16th February 2021

The Best Credit Card of all time

Zopa Credit card is the best card ever, customer service is excellent and very user friendly app. Reviewed on: 16th February 2021

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