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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Quick and easy

Quick and easy to apply and use all updates on the app Reviewed on: 16th February 2021

Easy and quick

Just a nice bank. No hassle and easy support Reviewed on: 16th February 2021

Amazing

Simple and easy to use. When you pay money of the balance it goes on straight away no need to wait a few days like most cards brilliant card would definitely recommend to familyand friends. Thanks zopa Reviewed on: 16th February 2021

Great!!

Easy to apply, very efficient app and incredibly easy to use. Reviewed on: 16th February 2021

Great company

Very helpful at all times. customer service are on the ball at all times The App keeps you updated Reviewed on: 16th February 2021

Great card and bank

Easy to apply, quick decision, and the card arrived fast perfect highly recommended Reviewed on: 16th February 2021

Very good credit card.

Good borrowing company. Eady payment Reviewed on: 16th February 2021

Fantastic fabulous experience

zopa was easy to apply for services and help was offered during the application Tracks all your spending would highly recommend. Reviewed on: 16th February 2021

Pretty good for a credit card

Easy to set up easy to use good straightforward terms and conditions Reviewed on: 16th February 2021

Perfect

It’s a visa so I’m very happy.. smart real time transactions Reviewed on: 16th February 2021

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