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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868422968230354808 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great csrd

Easy to set up easy to control spending easy to use app Reviewed on: 16th February 2021

Fantastic service and easy to use , what is there not to like ??

Zopa is a fantastic service and great for keeping track of my spending. Reviewed on: 16th February 2021

So easy to understand everything

I can’t find a single fault in how they pass on and work with customers and the app is the best I’ve seen Reviewed on: 16th February 2021

Zopa works for me

There is a lot of credit card lenders, but I find zopa credit card great and it suits my needs there is great features that help with credit building ,its easy to keep track of your spending and overall a great experience they seem to be adding new features all the time and even moving with the times. Reviewed on: 16th February 2021

Despatching and asking ID

Very poor service. First despatch card then after week just sent one email that need ID Reviewed on: 16th February 2021

Excellent

Just excellent service clear what u can and can't do. Reviewed on: 16th February 2021

Early days but haven't had any issues

Easy to use app and an easy manage able limit Reviewed on: 16th February 2021

Quick and easy

Quick and easy to apply and use all updates on the app Reviewed on: 16th February 2021

Easy and quick

Just a nice bank. No hassle and easy support Reviewed on: 16th February 2021

Amazing

Simple and easy to use. When you pay money of the balance it goes on straight away no need to wait a few days like most cards brilliant card would definitely recommend to familyand friends. Thanks zopa Reviewed on: 16th February 2021

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