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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,340 reviews, last reviewed 1st May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026
Stembile D's avatar
Stembile D

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44340)

Fantastic brilliant would reco4

5
Brilliant to deal with would recommend Reviewed on: 16th February 2021
David 's avatar
David

Excellent service

5
A very well managed mobile app and a very clear view of spending and paying credit card Reviewed on: 16th February 2021
Ravdeep's avatar
Ravdeep

Perfect

5
Zopa are so helpful. Their app and processes are easy to understand and easy to use. Really helpful in giving me all the information about my counts and helping me succeed in making repayments. Reviewed on: 16th February 2021
Wendy Pedley's avatar
Wendy Pedley

Absolutely amazing

5
Great, quick, efficient, Honestly exceeded my expectations. Zopa have really outdone theirselves, being a new credit card provider. I am happy with the service I’ve been provided and glad that I applied for a card from them. I always recommend them and will continue to do so. Reviewed on: 16th February 2021
Kelly's avatar
Kelly

Great

4
Great customer service, excellent service received Reviewed on: 16th February 2021
Dom's avatar
Dom

Worth a Purchase

5
Got approved very easily, received my card in few days. App is really good and takes seconds to send and return payments. Highly recommended. Reviewed on: 16th February 2021
Usman Babar's avatar
Usman Babar

Excellent service

5
It was easy to sign up for and has been a great help. They provide a lot of financial support and the app is fantastic! Reviewed on: 16th February 2021
Leanne's avatar
Leanne

Excellent service and SIMPLE!

5
I've been a customer with Zopa for some time now and moved over to using their credit card when they were still testing out their service, even in the testing phase their service is miles apart from other banks I have used. Their customer platform is super simple, information is clear and no hidden charges! I would highly recommend Zopa to anyone Reviewed on: 16th February 2021
Kirsty Brecht's avatar
Kirsty Brecht

Disappointing

3
Very low credit limit. Maybe it will change in time. I always pay my credit card off in full. Maybe that's the problem? It's stepping stone to a better financial future Reviewed on: 16th February 2021
PerMarePerTerram's avatar
PerMarePerTerram

Good

5
For me, your credit card was more useful in this difficult time Reviewed on: 16th February 2021
Piratheepan's avatar
Piratheepan

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