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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 12th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026
Arron's avatar
Arron

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44347)

Great!!

5
Easy to apply, very efficient app and incredibly easy to use. Reviewed on: 16th February 2021
Lynsey jury's avatar
Lynsey jury

Great company

5
Very helpful at all times. customer service are on the ball at all times The App keeps you updated Reviewed on: 16th February 2021
Jeff 's avatar
Jeff

Great card and bank

5
Easy to apply, quick decision, and the card arrived fast perfect highly recommended Reviewed on: 16th February 2021
Jenny1234's avatar
Jenny1234

Very good credit card.

5
Good borrowing company. Eady payment Reviewed on: 16th February 2021
Emmanuel 's avatar
Emmanuel

Fantastic fabulous experience

5
zopa was easy to apply for services and help was offered during the application Tracks all your spending would highly recommend. Reviewed on: 16th February 2021
Jennifer McDonald 's avatar
Jennifer McDonald

Pretty good for a credit card

4
Easy to set up easy to use good straightforward terms and conditions Reviewed on: 16th February 2021
mikehavens6491@icloud.com's avatar
[email protected]

Perfect

5
It’s a visa so I’m very happy.. smart real time transactions Reviewed on: 16th February 2021
lekan.b@hotmail.co.uk's avatar
[email protected]

Fantastic brilliant would reco4

5
Brilliant to deal with would recommend Reviewed on: 16th February 2021
David 's avatar
David

Excellent service

5
A very well managed mobile app and a very clear view of spending and paying credit card Reviewed on: 16th February 2021
Ravdeep's avatar
Ravdeep

Perfect

5
Zopa are so helpful. Their app and processes are easy to understand and easy to use. Really helpful in giving me all the information about my counts and helping me succeed in making repayments. Reviewed on: 16th February 2021
Wendy Pedley's avatar
Wendy Pedley

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