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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868422968230354808 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Absolutely amazing

Great, quick, efficient, Honestly exceeded my expectations. Zopa have really outdone theirselves, being a new credit card provider. I am happy with the service I’ve been provided and glad that I applied for a card from them. I always recommend them and will continue to do so. Reviewed on: 16th February 2021

Great

Great customer service, excellent service received Reviewed on: 16th February 2021

Worth a Purchase

Got approved very easily, received my card in few days. App is really good and takes seconds to send and return payments. Highly recommended. Reviewed on: 16th February 2021

Excellent service

It was easy to sign up for and has been a great help. They provide a lot of financial support and the app is fantastic! Reviewed on: 16th February 2021

Excellent service and SIMPLE!

I've been a customer with Zopa for some time now and moved over to using their credit card when they were still testing out their service, even in the testing phase their service is miles apart from other banks I have used. Their customer platform is super simple, information is clear and no hidden charges! I would highly recommend Zopa to anyone Reviewed on: 16th February 2021

Disappointing

Very low credit limit. Maybe it will change in time. I always pay my credit card off in full. Maybe that's the problem? It's stepping stone to a better financial future Reviewed on: 16th February 2021

Good

For me, your credit card was more useful in this difficult time Reviewed on: 16th February 2021

Great bank

Zopa are great in all aspects you expect from a bank,brialliant customer service ,rapid responses ,deal with any query I need and have helped me massively with working with me and help bring up my credit ,10/10 Reviewed on: 16th February 2021

Easy to use Card

Easy to run by email / app / like the messages when you spend anywhere - Keeps you upto date on available credit! Reviewed on: 16th February 2021

Excellent

Brilliant service the app is so easy to use would definitely recommend Reviewed on: 16th February 2021

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