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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44354)

Very good credit card.

5
Good borrowing company. Eady payment Reviewed on: 16th February 2021
Emmanuel 's avatar
Emmanuel

Fantastic fabulous experience

5
zopa was easy to apply for services and help was offered during the application Tracks all your spending would highly recommend. Reviewed on: 16th February 2021
Jennifer McDonald 's avatar
Jennifer McDonald

Pretty good for a credit card

4
Easy to set up easy to use good straightforward terms and conditions Reviewed on: 16th February 2021
mikehavens6491@icloud.com's avatar
[email protected]

Perfect

5
It’s a visa so I’m very happy.. smart real time transactions Reviewed on: 16th February 2021
lekan.b@hotmail.co.uk's avatar
[email protected]

Fantastic brilliant would reco4

5
Brilliant to deal with would recommend Reviewed on: 16th February 2021
David 's avatar
David

Excellent service

5
A very well managed mobile app and a very clear view of spending and paying credit card Reviewed on: 16th February 2021
Ravdeep's avatar
Ravdeep

Perfect

5
Zopa are so helpful. Their app and processes are easy to understand and easy to use. Really helpful in giving me all the information about my counts and helping me succeed in making repayments. Reviewed on: 16th February 2021
Wendy Pedley's avatar
Wendy Pedley

Absolutely amazing

5
Great, quick, efficient, Honestly exceeded my expectations. Zopa have really outdone theirselves, being a new credit card provider. I am happy with the service I’ve been provided and glad that I applied for a card from them. I always recommend them and will continue to do so. Reviewed on: 16th February 2021
Kelly's avatar
Kelly

Great

4
Great customer service, excellent service received Reviewed on: 16th February 2021
Dom's avatar
Dom

Worth a Purchase

5
Got approved very easily, received my card in few days. App is really good and takes seconds to send and return payments. Highly recommended. Reviewed on: 16th February 2021
Usman Babar's avatar
Usman Babar

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