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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,340 reviews, last reviewed 1st May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026
Stembile D's avatar
Stembile D

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44340)

Convenient credit

4
The credit card is much the same as others however the app is very useful with clear and instant spending details so you can keep on top of your spending. Reviewed on: 16th February 2021
Peter Clatworthy's avatar
Peter Clatworthy

Love Using My Credit card

5
I enjoy using my credit card I am kept up to date with notifications from the app. This is truly a good financial product. Reviewed on: 16th February 2021
suzanneknight1@hotmail.com's avatar
[email protected]

Great

5
Simple App very user friendly nice card Reviewed on: 16th February 2021
Cstubbt's avatar
Cstubbt

East and helpful

5
The application was simple, the repayments are manageable. I have been very impressed so far. Reviewed on: 16th February 2021
Amy's avatar
Amy

Excellent experience

5
Fast service and really easy to apply. Card came within days of applying. App excellent! Highly recommended Reviewed on: 16th February 2021
Kerry 's avatar
Kerry

Excellent

5
Dealt with everything speedy Clear and transprent Good customer service Reviewed on: 16th February 2021
Robert martin's avatar
Robert martin

Excellent

5
You know we're you are with Zopa. 1 step ahead of all leading credit card companies. Reviewed on: 16th February 2021
Roy's avatar
Roy

Credit that reflects how you manage it

5
Great way of having credit and not putting yourself in danger of being financially challenged. Reviewed on: 16th February 2021
ryanglynn@hotmail.com's avatar
[email protected]

ZOPA

5
Great company providing a credit card for me that is good to have particularly because of the excellent initial credit limit. Easy to use app too. Reviewed on: 16th February 2021
Miss Fereshteh Seymour's avatar
Miss Fereshteh Seymour

Brilliant Company

5
Easy to use and get hold on ...Not really giving me hard time Its when I needed it the must.And it's very reliable company.I wish it give me a bit higher credit limit tho..but all in all very good company surely will recommend it to friends and family .Thank you. Reviewed on: 16th February 2021
Cherry 's avatar
Cherry

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