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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 12th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026
Arron's avatar
Arron

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44347)

Zopa review

5
Helped me out when needed it thank you Reviewed on: 16th February 2021
Lincsking 's avatar
Lincsking

Helpful card to improve credit score

5
Been trying to repair my credit score. Zopa offer fantastic tools to help keep track on spending and stay within limits Reviewed on: 16th February 2021
Anthony weeks's avatar
Anthony weeks

Great company

5
Great company, easy to apply and the most important i received quick response if my applicarion was approved. Reviewed on: 16th February 2021
Dana's avatar
Dana

It's great and has great features with the app!

5
The app is great and notifies you what you have left, it also adds payments way quicker than any other card I have used! Reviewed on: 16th February 2021
Kerry's avatar
Kerry

Great company

5
Are there when you need help especially if you have bad credit Reviewed on: 16th February 2021
Mike jones's avatar
Mike jones

Excellent Card and App

5
The best credit card for ease of use. The app to go with it excellent Reviewed on: 16th February 2021
David Bottomley 's avatar
David Bottomley

Excellent

5
Very good, and I have a lot information about my card Reviewed on: 16th February 2021
Cornelia Tanu Triantafyllou 's avatar
Cornelia Tanu Triantafyllou

Convenient credit

4
The credit card is much the same as others however the app is very useful with clear and instant spending details so you can keep on top of your spending. Reviewed on: 16th February 2021
Peter Clatworthy's avatar
Peter Clatworthy

Love Using My Credit card

5
I enjoy using my credit card I am kept up to date with notifications from the app. This is truly a good financial product. Reviewed on: 16th February 2021
suzanneknight1@hotmail.com's avatar
[email protected]

Great

5
Simple App very user friendly nice card Reviewed on: 16th February 2021
Cstubbt's avatar
Cstubbt

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