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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Suggest every friend to join Zopa

I have good experience with Zopa, whenever I called , got good response, advisors are very polite and helpful. Reviewed on: 16th February 2021

Was very easy to apply and got a decision quickly

The card was posted out quickly and easy to use with a budget to manage Reviewed on: 16th February 2021

Greatly

Sorry I don't know what to say, just I'm ok with! Reviewed on: 16th February 2021

Great lender.

Great lender. Manage my account easily with the app. Easy to understand and get all the information you need without having to make any phone calls. Great all round. Reviewed on: 16th February 2021

Great card and app

Transparent, quick to see payment both in and out and no fuss. Exactly what's needed. Reviewed on: 16th February 2021

Easy way to pay

Very professional and easy to use Reviewed on: 16th February 2021

Best card ever

Perfect credit card. Helps the tracking of spending and shows the credit report as well.. Reviewed on: 16th February 2021

Zopa loan

Very helpful team and easy to use website. Brilliant app to keep track of your account and continue to offer new products. Very happy as always with zopa Reviewed on: 16th February 2021

So easy

Brilliant easy to use app , easy to make payments and kept up to date just great +++++ Reviewed on: 16th February 2021

only just got it ,but seems fair

Application was easy very quick response so highly recommend Reviewed on: 16th February 2021

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