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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 12th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026
Arron's avatar
Arron

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44347)

East and helpful

5
The application was simple, the repayments are manageable. I have been very impressed so far. Reviewed on: 16th February 2021
Amy's avatar
Amy

Excellent experience

5
Fast service and really easy to apply. Card came within days of applying. App excellent! Highly recommended Reviewed on: 16th February 2021
Kerry 's avatar
Kerry

Excellent

5
Dealt with everything speedy Clear and transprent Good customer service Reviewed on: 16th February 2021
Robert martin's avatar
Robert martin

Excellent

5
You know we're you are with Zopa. 1 step ahead of all leading credit card companies. Reviewed on: 16th February 2021
Roy's avatar
Roy

Credit that reflects how you manage it

5
Great way of having credit and not putting yourself in danger of being financially challenged. Reviewed on: 16th February 2021
ryanglynn@hotmail.com's avatar
[email protected]

ZOPA

5
Great company providing a credit card for me that is good to have particularly because of the excellent initial credit limit. Easy to use app too. Reviewed on: 16th February 2021
Miss Fereshteh Seymour's avatar
Miss Fereshteh Seymour

Brilliant Company

5
Easy to use and get hold on ...Not really giving me hard time Its when I needed it the must.And it's very reliable company.I wish it give me a bit higher credit limit tho..but all in all very good company surely will recommend it to friends and family .Thank you. Reviewed on: 16th February 2021
Cherry 's avatar
Cherry

Suggest every friend to join Zopa

5
I have good experience with Zopa, whenever I called , got good response, advisors are very polite and helpful. Reviewed on: 16th February 2021
Tariq Saeed's avatar
Tariq Saeed

Was very easy to apply and got a decision quickly

5
The card was posted out quickly and easy to use with a budget to manage Reviewed on: 16th February 2021
Lynne's avatar
Lynne

Greatly

4
Sorry I don't know what to say, just I'm ok with! Reviewed on: 16th February 2021
Ionela's avatar
Ionela

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