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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868422968230354808 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great lender.

Great lender. Manage my account easily with the app. Easy to understand and get all the information you need without having to make any phone calls. Great all round. Reviewed on: 16th February 2021

Great card and app

Transparent, quick to see payment both in and out and no fuss. Exactly what's needed. Reviewed on: 16th February 2021

Easy way to pay

Very professional and easy to use Reviewed on: 16th February 2021

Best card ever

Perfect credit card. Helps the tracking of spending and shows the credit report as well.. Reviewed on: 16th February 2021

Zopa loan

Very helpful team and easy to use website. Brilliant app to keep track of your account and continue to offer new products. Very happy as always with zopa Reviewed on: 16th February 2021

So easy

Brilliant easy to use app , easy to make payments and kept up to date just great +++++ Reviewed on: 16th February 2021

only just got it ,but seems fair

Application was easy very quick response so highly recommend Reviewed on: 16th February 2021

Fast, reliable and efficient, hassle free

The app is easy to understand, and the service is first class Reviewed on: 16th February 2021

Very fast comfortable easy to use

Very speedy service good up to date application easy to use, I can’t complain, thank you zopa Reviewed on: 16th February 2021

Brilliant service

Great customer service easy to use app is good too Reviewed on: 16th February 2021

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