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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Great credit card provider with excellent and helpful staff

Always happy to help you when you need it. Great company to do business with. Reviewed on: 16th February 2021

Ok

Ok good credit card No problem or issue Reviewed on: 16th February 2021

Friendly Bank

I have had no problems with Zopa Bank Reviewed on: 16th February 2021

Service

It’s a great card to have really easy to applie for and great on line app Reviewed on: 16th February 2021

Great

Haven’t had a problem with these at all Reviewed on: 16th February 2021

Very easy to use

Easy to use app and very clear about charges Reviewed on: 16th February 2021

Good service

I am a relatively new customer. Their banking site is very good. Would definitely recommend Zopa. Reviewed on: 16th February 2021

Highly recommend

Easy to use banking and credit card. Love them! Reviewed on: 16th February 2021

Fast easy excellent

I couldn't be more happy with the service and value of this amazing credit card provider Reviewed on: 16th February 2021

Brilliant

I've allways had really good customer service from the team at zopa with very polite responses Reviewed on: 16th February 2021

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