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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868422968230354808 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Excellent service

Easy to apply for, quick and straight forward to set up through the app Reviewed on: 16th February 2021

Flawless

Great credit company! The app is perfect, notifications show clearly what I've spent and balance remaining. Reviewed on: 16th February 2021

Credit card

This credit card company really are the real deal simple to apply for brilliant customer service and app everything just runs so smooth with these guys well done Reviewed on: 16th February 2021

amazing xx

very good service 10 out of 10 will recomend it everyone Reviewed on: 16th February 2021

Great customer service

Easy to use, accepted every where I've needed it Reviewed on: 16th February 2021

Love it

Easy to use. Great support. No hassle using card and app good Reviewed on: 16th February 2021

Very easy to use

Very good and straight forward to understand Reviewed on: 16th February 2021

Great credit card provider with excellent and helpful staff

Always happy to help you when you need it. Great company to do business with. Reviewed on: 16th February 2021

Ok

Ok good credit card No problem or issue Reviewed on: 16th February 2021

Friendly Bank

I have had no problems with Zopa Bank Reviewed on: 16th February 2021

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