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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Best card ever

Perfect credit card. Helps the tracking of spending and shows the credit report as well.. Reviewed on: 16th February 2021

Zopa loan

Very helpful team and easy to use website. Brilliant app to keep track of your account and continue to offer new products. Very happy as always with zopa Reviewed on: 16th February 2021

So easy

Brilliant easy to use app , easy to make payments and kept up to date just great +++++ Reviewed on: 16th February 2021

only just got it ,but seems fair

Application was easy very quick response so highly recommend Reviewed on: 16th February 2021

Fast, reliable and efficient, hassle free

The app is easy to understand, and the service is first class Reviewed on: 16th February 2021

Very fast comfortable easy to use

Very speedy service good up to date application easy to use, I can’t complain, thank you zopa Reviewed on: 16th February 2021

Brilliant service

Great customer service easy to use app is good too Reviewed on: 16th February 2021

Excellent service

Easy to apply for, quick and straight forward to set up through the app Reviewed on: 16th February 2021

Flawless

Great credit company! The app is perfect, notifications show clearly what I've spent and balance remaining. Reviewed on: 16th February 2021

Credit card

This credit card company really are the real deal simple to apply for brilliant customer service and app everything just runs so smooth with these guys well done Reviewed on: 16th February 2021

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