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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Excellent

Nice easy to use product. Very customer friendly Reviewed on: 16th February 2021

Good quality card

The application was so easy and with the app you’re truly in control. I can see how much is lend and I like the repayment options - just a good card to have. Reviewed on: 16th February 2021

Great company easy to use app

Easy to use banking app I have a credit card with them. Communication is great. And they gave me a chance when a lot of other lenders wouldn’t. Thanks Reviewed on: 16th February 2021

Amazing customer service

Easy to apply for. Humans to speak to and some useful tools in the app. Reviewed on: 16th February 2021

Easy to use app

Easy to use app . Additional loan payments easy to make . Reviewed on: 16th February 2021

How a bank should be!

Straight forward, easy to use app. No hidden costs/charges, great customer service, great deals on products and services and a handy ‘power’ tool which shows your current score for your overall credit rating. Fantastic bank with the tools and staff to back it up! Reviewed on: 16th February 2021

Easy

Getting the card was easy, no issues. Very helpful Reviewed on: 16th February 2021

Great card

It so easy to apply and set up online You can also put like an emergency amount not to use.very good card and easy to use. Reviewed on: 16th February 2021

Excellent easy to use service

Have used Zopa for a few different reasons, simple and easy to use, value for money Reviewed on: 16th February 2021

I would recommend

The service was quick and painless I would recommend this bank to anyone Reviewed on: 16th February 2021

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