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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868422968230354808 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Service

It’s a great card to have really easy to applie for and great on line app Reviewed on: 16th February 2021

Great

Haven’t had a problem with these at all Reviewed on: 16th February 2021

Very easy to use

Easy to use app and very clear about charges Reviewed on: 16th February 2021

Good service

I am a relatively new customer. Their banking site is very good. Would definitely recommend Zopa. Reviewed on: 16th February 2021

Highly recommend

Easy to use banking and credit card. Love them! Reviewed on: 16th February 2021

Fast easy excellent

I couldn't be more happy with the service and value of this amazing credit card provider Reviewed on: 16th February 2021

Brilliant

I've allways had really good customer service from the team at zopa with very polite responses Reviewed on: 16th February 2021

Excellent

Nice easy to use product. Very customer friendly Reviewed on: 16th February 2021

Good quality card

The application was so easy and with the app you’re truly in control. I can see how much is lend and I like the repayment options - just a good card to have. Reviewed on: 16th February 2021

Great company easy to use app

Easy to use banking app I have a credit card with them. Communication is great. And they gave me a chance when a lot of other lenders wouldn’t. Thanks Reviewed on: 16th February 2021

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