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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868422968230354808 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Amazing customer service

Easy to apply for. Humans to speak to and some useful tools in the app. Reviewed on: 16th February 2021

Easy to use app

Easy to use app . Additional loan payments easy to make . Reviewed on: 16th February 2021

How a bank should be!

Straight forward, easy to use app. No hidden costs/charges, great customer service, great deals on products and services and a handy ‘power’ tool which shows your current score for your overall credit rating. Fantastic bank with the tools and staff to back it up! Reviewed on: 16th February 2021

Easy

Getting the card was easy, no issues. Very helpful Reviewed on: 16th February 2021

Great card

It so easy to apply and set up online You can also put like an emergency amount not to use.very good card and easy to use. Reviewed on: 16th February 2021

Excellent easy to use service

Have used Zopa for a few different reasons, simple and easy to use, value for money Reviewed on: 16th February 2021

I would recommend

The service was quick and painless I would recommend this bank to anyone Reviewed on: 16th February 2021

Professional

I have had no problem with accessing my account. Easy to use and fantastic telephone access to pay your balance. Reviewed on: 16th February 2021

Brilliant

This card has helped regain control of my credit history and now I do budget better to pay this. Reviewed on: 16th February 2021

Thank you

Zopa helped me out in a time of great need. I love the app but needs a little work as some options are unavailable. Great customer service when I have had to contact them. Keep up the good work. Reviewed on: 16th February 2021

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