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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Good service

I am a relatively new customer. Their banking site is very good. Would definitely recommend Zopa. Reviewed on: 16th February 2021

Highly recommend

Easy to use banking and credit card. Love them! Reviewed on: 16th February 2021

Fast easy excellent

I couldn't be more happy with the service and value of this amazing credit card provider Reviewed on: 16th February 2021

Brilliant

I've allways had really good customer service from the team at zopa with very polite responses Reviewed on: 16th February 2021

Excellent

Nice easy to use product. Very customer friendly Reviewed on: 16th February 2021

Good quality card

The application was so easy and with the app you’re truly in control. I can see how much is lend and I like the repayment options - just a good card to have. Reviewed on: 16th February 2021

Great company easy to use app

Easy to use banking app I have a credit card with them. Communication is great. And they gave me a chance when a lot of other lenders wouldn’t. Thanks Reviewed on: 16th February 2021

Amazing customer service

Easy to apply for. Humans to speak to and some useful tools in the app. Reviewed on: 16th February 2021

Easy to use app

Easy to use app . Additional loan payments easy to make . Reviewed on: 16th February 2021

How a bank should be!

Straight forward, easy to use app. No hidden costs/charges, great customer service, great deals on products and services and a handy ‘power’ tool which shows your current score for your overall credit rating. Fantastic bank with the tools and staff to back it up! Reviewed on: 16th February 2021

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