Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

View other Zopa products

4.87

Based on 44,344 reviews, last reviewed 31st May 2026

72% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Outstanding service

Excellent company to deal with easy set up and great communication Reviewed on: 16th February 2021

Excellent customer service

I was really happy and satisfied with how quickly and easily my account was set up. Reviewed on: 16th February 2021

Excellent

First class service. No complaints whatsoever Reviewed on: 16th February 2021

Great customer service

I appreciate that Zopa gave me credit when no one else would Reviewed on: 16th February 2021

So helpful

Rectified my problem so quick and easy. Would recommend this too every one Reviewed on: 16th February 2021

Top notch

What can I say.... Great in every way... X Reviewed on: 16th February 2021

Clever credit card

Zopa have been fantastic from application through to use. The app is incredibly clever with spending partitions and real time updates for when it's used. Easily the most straightforward and transparent credit card I've used. Reviewed on: 16th February 2021

Great potential

A good challenger credit card with clean app interface and transparent repayments. Reviewed on: 16th February 2021

Best company

Straight forward thinking company with a brilliant outlook . Think they’ll be very helpful if needed Reviewed on: 16th February 2021

Awesome Card

This credit card is easy to apply for and good to manage Reviewed on: 16th February 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Chrome Card
from Vanquis 4.08 from 8 reviews
British Airways credit card
from American Express 4.28 from 90 reviews
Classic Credit Card
from Capital One 4.17 from 294 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69083 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub