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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Professional

I have had no problem with accessing my account. Easy to use and fantastic telephone access to pay your balance. Reviewed on: 16th February 2021

Brilliant

This card has helped regain control of my credit history and now I do budget better to pay this. Reviewed on: 16th February 2021

Thank you

Zopa helped me out in a time of great need. I love the app but needs a little work as some options are unavailable. Great customer service when I have had to contact them. Keep up the good work. Reviewed on: 16th February 2021

APR

ZOPA IS THE ONE WHO CAN HELP YOU WHEN YOUR CREDIT SCORE IS TO LOW STILL ZOPA HELPS WITH LOWEST APR Reviewed on: 16th February 2021

The best credit card I've had

Great customer service, great card rates, great app and easy to use. What more can I say. Reviewed on: 16th February 2021

The best bank

I applied for a credit card and it arrived in 3 days excellent customer service and easy to use app Reviewed on: 16th February 2021

Outstanding service

Excellent company to deal with easy set up and great communication Reviewed on: 16th February 2021

Excellent customer service

I was really happy and satisfied with how quickly and easily my account was set up. Reviewed on: 16th February 2021

Excellent

First class service. No complaints whatsoever Reviewed on: 16th February 2021

Great customer service

I appreciate that Zopa gave me credit when no one else would Reviewed on: 16th February 2021

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