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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Easy

Getting the card was easy, no issues. Very helpful Reviewed on: 16th February 2021

Great card

It so easy to apply and set up online You can also put like an emergency amount not to use.very good card and easy to use. Reviewed on: 16th February 2021

Excellent easy to use service

Have used Zopa for a few different reasons, simple and easy to use, value for money Reviewed on: 16th February 2021

I would recommend

The service was quick and painless I would recommend this bank to anyone Reviewed on: 16th February 2021

Professional

I have had no problem with accessing my account. Easy to use and fantastic telephone access to pay your balance. Reviewed on: 16th February 2021

Brilliant

This card has helped regain control of my credit history and now I do budget better to pay this. Reviewed on: 16th February 2021

Thank you

Zopa helped me out in a time of great need. I love the app but needs a little work as some options are unavailable. Great customer service when I have had to contact them. Keep up the good work. Reviewed on: 16th February 2021

APR

ZOPA IS THE ONE WHO CAN HELP YOU WHEN YOUR CREDIT SCORE IS TO LOW STILL ZOPA HELPS WITH LOWEST APR Reviewed on: 16th February 2021

The best credit card I've had

Great customer service, great card rates, great app and easy to use. What more can I say. Reviewed on: 16th February 2021

The best bank

I applied for a credit card and it arrived in 3 days excellent customer service and easy to use app Reviewed on: 16th February 2021

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