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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

So helpful

Rectified my problem so quick and easy. Would recommend this too every one Reviewed on: 16th February 2021

Top notch

What can I say.... Great in every way... X Reviewed on: 16th February 2021

Clever credit card

Zopa have been fantastic from application through to use. The app is incredibly clever with spending partitions and real time updates for when it's used. Easily the most straightforward and transparent credit card I've used. Reviewed on: 16th February 2021

Great potential

A good challenger credit card with clean app interface and transparent repayments. Reviewed on: 16th February 2021

Best company

Straight forward thinking company with a brilliant outlook . Think they’ll be very helpful if needed Reviewed on: 16th February 2021

Awesome Card

This credit card is easy to apply for and good to manage Reviewed on: 16th February 2021

Great service

Zopa provide a great service, quick and easy to apply. My card arrived in good time and the app is so simple to navigate. Very happy. Reviewed on: 16th February 2021

Really good

Very easy to use and set up and the app is really good and uncomplicated to use Reviewed on: 16th February 2021

Review of new credit crd

It was easy to apply, website and app are superb and it is a credit builder card which for people with a low credit score is a bonus. Will definitely recommend this card to others. Reviewed on: 16th February 2021

Great card great app

Excellent credit card with simple easy to use app Reviewed on: 16th February 2021

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