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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Great service from a great team

I found the whole experience so very easy and quick. Reviewed on: 16th February 2021

How all cards should be

Zopa is like any other credit card with one major difference. When you make a payment it is instantly on the card - other card issuers should take note and follow Zopa’s lead Reviewed on: 16th February 2021

Excellent overall service

Experience was excellent had a fantastic experience Reviewed on: 16th February 2021

Good, simple service.

Very easy and fast to set up. I had to phone through once, due to not reading the instructions properly, but the gentleman on the phone was very patient and accommodating. Also a very informative company who update with regular emails. Keep up the good work. Reviewed on: 16th February 2021

Its a good credit . Easy to manage in app everything is straightforward

So far l haven't had any issues with the card nor using the app. Reviewed on: 16th February 2021

Zopa Credit Card

Great new card that is an online app only card that makes life very convenient. All payments are updated immediately which make Zopa the only card I have that does this which is very helpful & makes life much easier because of it. Well done Zopa. I highly recommend..... Reviewed on: 16th February 2021

Quick and easy to apply.

Applied for the card on line via clear score. No fuss. No problem. Reviewed on: 16th February 2021

Great customer service

Very easy yo apply, speedy response and excellent customer service Reviewed on: 16th February 2021

Easy to use app

I downloaded the app and once I submitted all my details I was off, really easy to use and it has been really beneficial to my life. Thanks Zopa! Reviewed on: 16th February 2021

Fantastic bank

Great service and products so easy to set up and use Reviewed on: 16th February 2021

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