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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Outstanding service

Excellent company to deal with easy set up and great communication Reviewed on: 16th February 2021

Excellent customer service

I was really happy and satisfied with how quickly and easily my account was set up. Reviewed on: 16th February 2021

Excellent

First class service. No complaints whatsoever Reviewed on: 16th February 2021

Great customer service

I appreciate that Zopa gave me credit when no one else would Reviewed on: 16th February 2021

So helpful

Rectified my problem so quick and easy. Would recommend this too every one Reviewed on: 16th February 2021

Top notch

What can I say.... Great in every way... X Reviewed on: 16th February 2021

Clever credit card

Zopa have been fantastic from application through to use. The app is incredibly clever with spending partitions and real time updates for when it's used. Easily the most straightforward and transparent credit card I've used. Reviewed on: 16th February 2021

Great potential

A good challenger credit card with clean app interface and transparent repayments. Reviewed on: 16th February 2021

Best company

Straight forward thinking company with a brilliant outlook . Think they’ll be very helpful if needed Reviewed on: 16th February 2021

Awesome Card

This credit card is easy to apply for and good to manage Reviewed on: 16th February 2021

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