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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great service

Zopa provide a great service, quick and easy to apply. My card arrived in good time and the app is so simple to navigate. Very happy. Reviewed on: 16th February 2021

Really good

Very easy to use and set up and the app is really good and uncomplicated to use Reviewed on: 16th February 2021

Review of new credit crd

It was easy to apply, website and app are superb and it is a credit builder card which for people with a low credit score is a bonus. Will definitely recommend this card to others. Reviewed on: 16th February 2021

Great card great app

Excellent credit card with simple easy to use app Reviewed on: 16th February 2021

Applied with zopa and found applying easy downloaded the app with eaze and find it easy to use

Although my credit is not brilliant I was excepted with no problem and intend to use my card to build up my credit rating find it easy to keep track of spending through the zopa app which sows clearly all transactions making it easy to track your spending Reviewed on: 16th February 2021

First class

This credit card is awesome, I have nothing adverse to say about Zopa Reviewed on: 16th February 2021

Great service from a great team

I found the whole experience so very easy and quick. Reviewed on: 16th February 2021

How all cards should be

Zopa is like any other credit card with one major difference. When you make a payment it is instantly on the card - other card issuers should take note and follow Zopa’s lead Reviewed on: 16th February 2021

Excellent overall service

Experience was excellent had a fantastic experience Reviewed on: 16th February 2021

Good, simple service.

Very easy and fast to set up. I had to phone through once, due to not reading the instructions properly, but the gentleman on the phone was very patient and accommodating. Also a very informative company who update with regular emails. Keep up the good work. Reviewed on: 16th February 2021

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