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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

The Best

The best and easiest credit card out there Reviewed on: 16th February 2021

Perfect card

Great card and easy to use. Perfect to build your credit rating. Reviewed on: 16th February 2021

Very good company

Good company all ways keeping me up to date with my browing Reviewed on: 16th February 2021

i love zopa

Zopa made my dream come true! I had been trying for ages for a credit card and Zopa answered my prayers Reviewed on: 16th February 2021

Easy to use app and a good service

So far has been positive. The app is quite easy to use. Immediately costumer received a notification how much they have spent and good with security. Reviewed on: 16th February 2021

Simply brilliant

Such a great team makes Zopa so easy to use Reviewed on: 16th February 2021

Quick and easy to use

Quick and easy to use app and card Everything straight forward and easy to understand and I like when paying the credit back it goes straight on your account Reviewed on: 16th February 2021

Simplified banking

The app is easy to use. And shows how I have been spending. Never had any issues with the card or company. Reviewed on: 16th February 2021

The best!

I am very satisfied with the services offered by zopa. They are the best. Reviewed on: 16th February 2021

Easy to deal with

Hassle free use. App is great. Making payments so easy. Communication from Zopa via email is exactly what’s required not too much but often enough to be helpful. Reviewed on: 16th February 2021

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