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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,344 reviews, last reviewed 31st May 2026

72% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Its a good credit . Easy to manage in app everything is straightforward

So far l haven't had any issues with the card nor using the app. Reviewed on: 16th February 2021

Zopa Credit Card

Great new card that is an online app only card that makes life very convenient. All payments are updated immediately which make Zopa the only card I have that does this which is very helpful & makes life much easier because of it. Well done Zopa. I highly recommend..... Reviewed on: 16th February 2021

Quick and easy to apply.

Applied for the card on line via clear score. No fuss. No problem. Reviewed on: 16th February 2021

Great customer service

Very easy yo apply, speedy response and excellent customer service Reviewed on: 16th February 2021

Easy to use app

I downloaded the app and once I submitted all my details I was off, really easy to use and it has been really beneficial to my life. Thanks Zopa! Reviewed on: 16th February 2021

Fantastic bank

Great service and products so easy to set up and use Reviewed on: 16th February 2021

The Best

The best and easiest credit card out there Reviewed on: 16th February 2021

Perfect card

Great card and easy to use. Perfect to build your credit rating. Reviewed on: 16th February 2021

Very good company

Good company all ways keeping me up to date with my browing Reviewed on: 16th February 2021

i love zopa

Zopa made my dream come true! I had been trying for ages for a credit card and Zopa answered my prayers Reviewed on: 16th February 2021

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