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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Excellent credit card account

From the moment i appkied the whole process has been amazing. Very easy to understand snd very helpful Reviewed on: 16th February 2021

Fantastic

As soon as you use card, you recieve a notification and to let you know your balance Reviewed on: 16th February 2021

Great service

Zopa card is good and easy to use And they take care of their customers really well Reviewed on: 16th February 2021

Great card and app!

I live how you get a notification letting you know what's been spent straight away. Brilliant for budgeting and for security.. Reviewed on: 16th February 2021

Amazing

Better for me and my situation works perfect Reviewed on: 16th February 2021

Really easy app and friendly service

The service has been great and really friendly, the app is easy to use and the reminder emails are really useful Reviewed on: 16th February 2021

All good!

Very helpful! Very professional and suits my needs! Reviewed on: 16th February 2021

Outstanding

Can't fault zopa outstanding card to have in your wallet its a nice colour as well . Reviewed on: 16th February 2021

Zopa services better than world class

Zopa staff are the best I have ever had problems with they were so fast and polite and explained in such an easy way to understand Reviewed on: 16th February 2021

A great credit card

A wery easy and speedy online application process, quick decision. Reviewed on: 16th February 2021

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