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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,344 reviews, last reviewed 31st May 2026

72% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Easy to use app and a good service

So far has been positive. The app is quite easy to use. Immediately costumer received a notification how much they have spent and good with security. Reviewed on: 16th February 2021

Simply brilliant

Such a great team makes Zopa so easy to use Reviewed on: 16th February 2021

Quick and easy to use

Quick and easy to use app and card Everything straight forward and easy to understand and I like when paying the credit back it goes straight on your account Reviewed on: 16th February 2021

Simplified banking

The app is easy to use. And shows how I have been spending. Never had any issues with the card or company. Reviewed on: 16th February 2021

The best!

I am very satisfied with the services offered by zopa. They are the best. Reviewed on: 16th February 2021

Easy to deal with

Hassle free use. App is great. Making payments so easy. Communication from Zopa via email is exactly what’s required not too much but often enough to be helpful. Reviewed on: 16th February 2021

Excellent credit card account

From the moment i appkied the whole process has been amazing. Very easy to understand snd very helpful Reviewed on: 16th February 2021

Fantastic

As soon as you use card, you recieve a notification and to let you know your balance Reviewed on: 16th February 2021

Great service

Zopa card is good and easy to use And they take care of their customers really well Reviewed on: 16th February 2021

Great card and app!

I live how you get a notification letting you know what's been spent straight away. Brilliant for budgeting and for security.. Reviewed on: 16th February 2021

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