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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

The best!

I am very satisfied with the services offered by zopa. They are the best. Reviewed on: 16th February 2021

Easy to deal with

Hassle free use. App is great. Making payments so easy. Communication from Zopa via email is exactly what’s required not too much but often enough to be helpful. Reviewed on: 16th February 2021

Excellent credit card account

From the moment i appkied the whole process has been amazing. Very easy to understand snd very helpful Reviewed on: 16th February 2021

Fantastic

As soon as you use card, you recieve a notification and to let you know your balance Reviewed on: 16th February 2021

Great service

Zopa card is good and easy to use And they take care of their customers really well Reviewed on: 16th February 2021

Great card and app!

I live how you get a notification letting you know what's been spent straight away. Brilliant for budgeting and for security.. Reviewed on: 16th February 2021

Amazing

Better for me and my situation works perfect Reviewed on: 16th February 2021

Really easy app and friendly service

The service has been great and really friendly, the app is easy to use and the reminder emails are really useful Reviewed on: 16th February 2021

All good!

Very helpful! Very professional and suits my needs! Reviewed on: 16th February 2021

Outstanding

Can't fault zopa outstanding card to have in your wallet its a nice colour as well . Reviewed on: 16th February 2021

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