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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

37% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Excellent

Best card I have ever used no time wasting instant response well done zopa Reviewed on: 16th February 2021

Well done

Quick efficient service, easy activation process Reviewed on: 16th February 2021

This is nice

For mim de best one hhhhhhhhhh hhhhhh hhhhhhhhh hhhhh Reviewed on: 16th February 2021

Very good card

It’s very handy when you need to purchase things will low rates Reviewed on: 16th February 2021

Very good overall

Have never had any problems. Very easy to apply for it, with quick decisio. Easy to understand tge app. Reviewed on: 16th February 2021

Amazing

Excellent services . I recommend with confidence. Reviewed on: 16th February 2021

Good credit card very happy

I applied for zopa got accepted and been very happy to be part of and certain cards are not worth it and working to get rid of them one thing love to get more credit from zopa Reviewed on: 16th February 2021

Zopa is the best

I would definitely recommend zopa to everyone as it’s easy to keep track of what you have spent and easy to make payments online Reviewed on: 16th February 2021

Top Card

By far one of the leading credit cards on the market, making payments very easy both paying in and out Reviewed on: 16th February 2021

Brilliant if your short of ready cash its a life saver, just be careful how you use it.

I know its always there if i need it and if my wallet is empty. Reviewed on: 16th February 2021

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