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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Zopa services better than world class

Zopa staff are the best I have ever had problems with they were so fast and polite and explained in such an easy way to understand Reviewed on: 16th February 2021

A great credit card

A wery easy and speedy online application process, quick decision. Reviewed on: 16th February 2021

Excellent

Best card I have ever used no time wasting instant response well done zopa Reviewed on: 16th February 2021

Well done

Quick efficient service, easy activation process Reviewed on: 16th February 2021

This is nice

For mim de best one hhhhhhhhhh hhhhhh hhhhhhhhh hhhhh Reviewed on: 16th February 2021

Very good card

It’s very handy when you need to purchase things will low rates Reviewed on: 16th February 2021

Very good overall

Have never had any problems. Very easy to apply for it, with quick decisio. Easy to understand tge app. Reviewed on: 16th February 2021

Amazing

Excellent services . I recommend with confidence. Reviewed on: 16th February 2021

Good credit card very happy

I applied for zopa got accepted and been very happy to be part of and certain cards are not worth it and working to get rid of them one thing love to get more credit from zopa Reviewed on: 16th February 2021

Zopa is the best

I would definitely recommend zopa to everyone as it’s easy to keep track of what you have spent and easy to make payments online Reviewed on: 16th February 2021

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