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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Amazing

Better for me and my situation works perfect Reviewed on: 16th February 2021

Really easy app and friendly service

The service has been great and really friendly, the app is easy to use and the reminder emails are really useful Reviewed on: 16th February 2021

All good!

Very helpful! Very professional and suits my needs! Reviewed on: 16th February 2021

Outstanding

Can't fault zopa outstanding card to have in your wallet its a nice colour as well . Reviewed on: 16th February 2021

Zopa services better than world class

Zopa staff are the best I have ever had problems with they were so fast and polite and explained in such an easy way to understand Reviewed on: 16th February 2021

A great credit card

A wery easy and speedy online application process, quick decision. Reviewed on: 16th February 2021

Excellent

Best card I have ever used no time wasting instant response well done zopa Reviewed on: 16th February 2021

Well done

Quick efficient service, easy activation process Reviewed on: 16th February 2021

This is nice

For mim de best one hhhhhhhhhh hhhhhh hhhhhhhhh hhhhh Reviewed on: 16th February 2021

Very good card

It’s very handy when you need to purchase things will low rates Reviewed on: 16th February 2021

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