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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

37% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Easy to use great app

The app is very easy to use and how's you exactly what you've spent and where which is way more than most credit card apps do Reviewed on: 16th February 2021

Very good card no real issues

Cards works as should no log in issues on app which have had on a few others Reviewed on: 16th February 2021

great card

easy to use ! everything is clear! it’s what i need! Reviewed on: 16th February 2021

Excellent Bank

The best Bank for getting your credit rating up Reviewed on: 16th February 2021

Great company

Easy to apply and set up once accepted. No fuss, easy to use. Definitely worth recommending to family and friends. Love the simplicity and format. Reviewed on: 16th February 2021

Good and easy

Just applied and ready to go They wool get far Reviewed on: 16th February 2021

feel good about money

back in control, feel better banking experience Reviewed on: 16th February 2021

THANK GOD SOMEONE BELIEVED

I had a default unbeknown to me and was unable to get credit. Zopa gave me credit and my credit score and shot up. This has made a real difference to my life Reviewed on: 16th February 2021

Good service

Good quick to accept me no problems so far Reviewed on: 16th February 2021

Zopa works for me. I enjoy it

Zopa Comes in handy. Needed it for random times Reviewed on: 16th February 2021

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