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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Very good overall

Have never had any problems. Very easy to apply for it, with quick decisio. Easy to understand tge app. Reviewed on: 16th February 2021

Amazing

Excellent services . I recommend with confidence. Reviewed on: 16th February 2021

Good credit card very happy

I applied for zopa got accepted and been very happy to be part of and certain cards are not worth it and working to get rid of them one thing love to get more credit from zopa Reviewed on: 16th February 2021

Zopa is the best

I would definitely recommend zopa to everyone as it’s easy to keep track of what you have spent and easy to make payments online Reviewed on: 16th February 2021

Top Card

By far one of the leading credit cards on the market, making payments very easy both paying in and out Reviewed on: 16th February 2021

Brilliant if your short of ready cash its a life saver, just be careful how you use it.

I know its always there if i need it and if my wallet is empty. Reviewed on: 16th February 2021

Easy to use great app

The app is very easy to use and how's you exactly what you've spent and where which is way more than most credit card apps do Reviewed on: 16th February 2021

Very good card no real issues

Cards works as should no log in issues on app which have had on a few others Reviewed on: 16th February 2021

great card

easy to use ! everything is clear! it’s what i need! Reviewed on: 16th February 2021

Excellent Bank

The best Bank for getting your credit rating up Reviewed on: 16th February 2021

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