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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great company

Easy to apply and set up once accepted. No fuss, easy to use. Definitely worth recommending to family and friends. Love the simplicity and format. Reviewed on: 16th February 2021

Good and easy

Just applied and ready to go They wool get far Reviewed on: 16th February 2021

feel good about money

back in control, feel better banking experience Reviewed on: 16th February 2021

THANK GOD SOMEONE BELIEVED

I had a default unbeknown to me and was unable to get credit. Zopa gave me credit and my credit score and shot up. This has made a real difference to my life Reviewed on: 16th February 2021

Good service

Good quick to accept me no problems so far Reviewed on: 16th February 2021

Zopa works for me. I enjoy it

Zopa Comes in handy. Needed it for random times Reviewed on: 16th February 2021

It's a good day for all zopa family members.

It's been great amazing experience with Zopa it's easy to use and the customer service is very good, all the very best for the zopa is nominated in the awards, let us all unite and make zopa as the winner. Reviewed on: 16th February 2021

Love zopa

They are very easy to use and also understanding Reviewed on: 16th February 2021

Just fab , easy to apply and use and set up payments

Easy to use and to arrange paying back , it sets up auto payments so no need to worry about forgetting Reviewed on: 15th February 2021

Top card

Great card easy to use pay card off and money is on the card rght away Reviewed on: 15th February 2021

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