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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Fantastic

Easy to use. Kept informed of transactions so cheeky fees don’t creep up on you Reviewed on: 15th February 2021

Gave me a chance to redeem my credit score

I was thrilled to be accepted to build my credit score. To give me a safety net for emergency funds. The whole process has been seemless. I have gained my self respect back. Reviewed on: 15th February 2021

Easy

Accurate and Affordable very real Reviewed on: 15th February 2021

Great service

Zopa is a company that takes custoner service seriously. Reviewed on: 15th February 2021

Best card

Best credit card I’ve had if you have a problem and ring up they are so polite and very helpful Reviewed on: 15th February 2021

Very friendly service understand

Best customer service deal with u complaint stright away wouldn't go anywhere else Reviewed on: 15th February 2021

Brilliant

Great satisfaction good customer service when my add went down resolved the issues quickly Reviewed on: 15th February 2021

I like zopa

Is easy whit zopa every where,I really like so much is quick and efficent Reviewed on: 15th February 2021

Great no fuss set up

A really easy and quick process which provided me with a little back up whilst helping to build my credit rating Reviewed on: 15th February 2021

Excellent credit card

I found it very easy to apply for I liked how quickly I got a response and then how quickly it was delivered and could be activated from the app PIN number from the app also very easy to set up and activate would definitely recommend to a friend Reviewed on: 15th February 2021

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