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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Easy card

Very easy to setup and get all the information needed to start using the card Reviewed on: 9th March 2021

Customer focussed product that has set the standard for banking

Excellent customer focused company that delivers. I have been using their credit card and it super easy to set up and access. Reviewed on: 9th March 2021

Brilliant

Easy and transparent. Brilliant customer service and excellent products Reviewed on: 9th March 2021

Great credit bulder

Easy application, great credit builder, straightforward app Reviewed on: 8th March 2021

Excellent

Excellent service and very easy to use, make payments etc highly recommend Reviewed on: 5th March 2021

Fresh thinking - Zopa Credit Card

Great service, simple to use, innovative features and managed through App Reviewed on: 5th March 2021

Credit building made easy

I got a limit of £200 to try and make my credit score better. The application process was so stress free and the app makes controlling spending and payments so easy. Plus it has a cool name Zopa! Reviewed on: 2nd March 2021

good card and excellent service.

Quick responsiveness to enquiries and good value. Reviewed on: 1st March 2021

Ease is key!

Easy to set up and use, great payment facilities makes paying credit simple. Reviewed on: 28th February 2021

Lord David Prest

It's so simple to use Nice design Pleasure to do business with you Reviewed on: 27th February 2021

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