Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

View other Zopa products

4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Excellent service

Easy to apply and excellent service. All the information you need on the brilliant app.. Will recommend Zopa to my family and friends. Reviewed on: 24th February 2021

Great credit card

This is a great credit card and credit builder ! Fast response and easy to understand , would highly recommend Reviewed on: 23rd February 2021

All painless

From the application for a card to receiving it was very fast and painless Reviewed on: 22nd February 2021

Very straightforward

This card is very easy to use. I get a balance email every time I use it. Reviewed on: 21st February 2021

Best Choice

Outstanding service, easy to use app. Best choice I made when selecting which card to opt for. Reviewed on: 21st February 2021

No hassle credit

Brilliant company. Easy to apply and great customer service. Great range of products and apps for iOS and android. Highly recommend. Reviewed on: 21st February 2021

Helpful and easy to manage

Only credit card people willing to give me a chance. Find the app very useful and the tools to manage money and payments helpful Reviewed on: 20th February 2021

Zopa topa

Recently joined as a new customer and proved to be a straightforward and simple process. Highly recommended Reviewed on: 20th February 2021

Convenient

Zopa have managed to put other credit card providers to shame in terms of ease of use and quality of the app, everything is fast seamless and the customer service is good. Reviewed on: 20th February 2021

Brilliant Service

I have used my card twice now and it was very easy and extremely safe. I like the fact that I had to receive a text with a code to finalise payment which gave me an added sense of security. Reviewed on: 20th February 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Marbles Credit Card
from NewDay 4.89 from 541 reviews
Clear Rate Platinum Credit Card
from NatWest 3.80 from 19 reviews
Credit Cards
from Smile Bank 3.00 from 4 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub