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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868430553164814481 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Brilliant all-round

No problems no fuss straight forward Reviewed on: 17th March 2021

No hassle

Easy to understand spending and payments via the app Reviewed on: 17th March 2021

Quick and easy

Quick and easy to apply then friendly staff on the app anytime required and a good easy app to keep a eye on limit Reviewed on: 11th March 2021

Easy card

Very easy to setup and get all the information needed to start using the card Reviewed on: 9th March 2021

Customer focussed product that has set the standard for banking

Excellent customer focused company that delivers. I have been using their credit card and it super easy to set up and access. Reviewed on: 9th March 2021

Brilliant

Easy and transparent. Brilliant customer service and excellent products Reviewed on: 9th March 2021

Great credit bulder

Easy application, great credit builder, straightforward app Reviewed on: 8th March 2021

Excellent

Excellent service and very easy to use, make payments etc highly recommend Reviewed on: 5th March 2021

Fresh thinking - Zopa Credit Card

Great service, simple to use, innovative features and managed through App Reviewed on: 5th March 2021

Credit building made easy

I got a limit of £200 to try and make my credit score better. The application process was so stress free and the app makes controlling spending and payments so easy. Plus it has a cool name Zopa! Reviewed on: 2nd March 2021

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