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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Excellent

So easy to use and nothing is a problem very pleased with the service I get thank you Reviewed on: 17th March 2021

a1 company

i find this company have great customer care and are very quick in replying and solving any questions you may have i would highly recommend these to everyone five star Reviewed on: 17th March 2021

Card

Helped when need a little boost to my finances Reviewed on: 17th March 2021

Best of the best

Exactly what every household needs. It does what it says on the cover Reviewed on: 17th March 2021

Great card

Good for credit building and customer service Reviewed on: 17th March 2021

The best !

The best company and the best services ! Reviewed on: 17th March 2021

Nice and comfort anyway

They are very reliable, trusted and act professional Reviewed on: 17th March 2021

Brilliant all-round

No problems no fuss straight forward Reviewed on: 17th March 2021

No hassle

Easy to understand spending and payments via the app Reviewed on: 17th March 2021

Quick and easy

Quick and easy to apply then friendly staff on the app anytime required and a good easy app to keep a eye on limit Reviewed on: 11th March 2021

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