Smart Money People Logo

Zopa: Credit card reviews

4.94
Based on 43,294 reviews, last reviewed 8th Mar 2026
146350% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great bank Easy to use, good interest rates and helpful Reviewed on: 8th March 2026
Antonio 's avatar
Antonio

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile  Nkomo 's avatar
Thobekile Nkomo

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (43294)

Easy to use

5
Very good and nice card really enjoy using the app and like that I can view pin Reviewed on: 15th February 2021

Good

4
Really good credit card so far so good Reviewed on: 15th February 2021

Awesomness

5
Flexible, well-designed, priceless Reviewed on: 3rd February 2021

Super cool looking card and a super cool looking app!

5
Best mobile credit card app and aesthetically the best credit card out there in the market Reviewed on: 3rd February 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Current account

    from Zopa 4.94 from 5900 reviews
    Zopa
  • Cash ISA

    from Zopa 4.94 from 1520 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7944 reviews
    Zopa
    View all products