Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 12th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026
Arron's avatar
Arron

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44347)

Excellent

5
Easy to apply Easy to keep track Easy to make payment No issues Reviewed on: 17th March 2021
Neil Atkinson's avatar
Neil Atkinson

Best Customer service

5
Best Customer service, easy to navigate APP. No hidden Charges. Reviewed on: 17th March 2021
Bunty 's avatar
Bunty

Excellent

5
A great credit card, with a fair interest rate. Easy to use and eligibility checker too Reviewed on: 17th March 2021
Waffle's avatar
Waffle

Excellent

5
So easy to use and nothing is a problem very pleased with the service I get thank you Reviewed on: 17th March 2021
Mark Ashwood 's avatar
Mark Ashwood

a1 company

5
i find this company have great customer care and are very quick in replying and solving any questions you may have i would highly recommend these to everyone five star Reviewed on: 17th March 2021
Wayne Edgar's avatar
Wayne Edgar

Card

3
Helped when need a little boost to my finances Reviewed on: 17th March 2021
s.stavo46@icloud.com's avatar
[email protected]

Best of the best

5
Exactly what every household needs. It does what it says on the cover Reviewed on: 17th March 2021
Gbeminiyi 's avatar
Gbeminiyi

Great card

5
Good for credit building and customer service Reviewed on: 17th March 2021
Scotty's avatar
Scotty

The best !

5
The best company and the best services ! Reviewed on: 17th March 2021
alexandru.iulian606@yahoo.com's avatar
[email protected]

Nice and comfort anyway

5
They are very reliable, trusted and act professional Reviewed on: 17th March 2021
Aniogo Amaechi 's avatar
Aniogo Amaechi

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69090 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill