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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44354)

A Great help

5
Brilliant service and just what I needed. Reviewed on: 17th March 2021
D Cooe's avatar
D Cooe

Wonderfully Simple

5
The credit card has some of the best rates of any other credit cards available. The app makes tracking your spending convenient and with ease of repaying it is just a wonderful simple credit card to use. Zoopa's customer service is also the best I've ever experienced. Reviewed on: 17th March 2021
Mark's avatar
Mark

Life savers

5
They saved my life woth a loan, while the high street banks did say no!!! Reviewed on: 17th March 2021
Raff's avatar
Raff

Zopa are absolutely fantastic!

5
I could not recommend zopa enough to anybody, they are prompt, they are very informative and they are very he perfect company to go with, I’ve not had a single issue with them in the 6 months I’ve been with them and whenever I needed information about anything, the staff have been second to none and helped me straight away. If you are looking for help financially and are in need or looking for a credit card, please look no further than zopa! You will not be disappointed I promise you that Reviewed on: 17th March 2021
JackT1993's avatar
JackT1993

Not pushey

5
Reliable English speaking easy to contact Reviewed on: 17th March 2021
Martin's avatar
Martin

Fast easy and reliable to apply for

5
Straight forward and easy to use and amazing app Reviewed on: 17th March 2021
lgevo1983@hotmail.com's avatar
[email protected]

Top card

5
Simplicity at its best..once payment has been received It’immediately shows on your account making it easier to manage your finances Reviewed on: 17th March 2021
Jaybo's avatar
Jaybo

Excellent

5
Easy to apply Easy to keep track Easy to make payment No issues Reviewed on: 17th March 2021
Neil Atkinson's avatar
Neil Atkinson

Best Customer service

5
Best Customer service, easy to navigate APP. No hidden Charges. Reviewed on: 17th March 2021
Bunty 's avatar
Bunty

Excellent

5
A great credit card, with a fair interest rate. Easy to use and eligibility checker too Reviewed on: 17th March 2021
Waffle's avatar
Waffle

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