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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Great card

Good for credit building and customer service Reviewed on: 17th March 2021

The best !

The best company and the best services ! Reviewed on: 17th March 2021

Nice and comfort anyway

They are very reliable, trusted and act professional Reviewed on: 17th March 2021

Brilliant all-round

No problems no fuss straight forward Reviewed on: 17th March 2021

No hassle

Easy to understand spending and payments via the app Reviewed on: 17th March 2021

Quick and easy

Quick and easy to apply then friendly staff on the app anytime required and a good easy app to keep a eye on limit Reviewed on: 11th March 2021

Easy card

Very easy to setup and get all the information needed to start using the card Reviewed on: 9th March 2021

Customer focussed product that has set the standard for banking

Excellent customer focused company that delivers. I have been using their credit card and it super easy to set up and access. Reviewed on: 9th March 2021

Brilliant

Easy and transparent. Brilliant customer service and excellent products Reviewed on: 9th March 2021

Great credit bulder

Easy application, great credit builder, straightforward app Reviewed on: 8th March 2021

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