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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Fair and straightforward.

No nonsense, sensible rates and fees. Great customer service and seemless app. Reviewed on: 17th March 2021

Track spending

This card has the best app as it alerts you as soon as your card is used. Has some great options Reviewed on: 17th March 2021

So far so easy to use

Their features are pretty straightforward takes a lil bit of trying to find the pin but once you find it it's also quite straightforward Reviewed on: 17th March 2021

Easy credit card

Just easy to use and app is brilliant Reviewed on: 17th March 2021

Easy to apply and use. Quick decision

Very easy to apply and decisions made quickly Reviewed on: 17th March 2021

Excellent service can't fault them

Out of this world so simple to use there app all ways updated and kept in formed Reviewed on: 17th March 2021

Simple and straightforward

Need a quick small credit card and this fitted the bill Reviewed on: 17th March 2021

Best lender ever

Great app easy to use , best company I’ve used. Reviewed on: 17th March 2021

HELPFULL COMPANY

Applied, got accepted and everything sorted immediately. More organisations should work towards ZOPA most efficient practices. Reviewed on: 17th March 2021

Fantastic Zopa service

Excellent service, friendly safe and easy to use. Reviewed on: 17th March 2021

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