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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,339 reviews, last reviewed 26th Apr 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026
Lubna's avatar
Lubna

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44339)

Fast easy and reliable to apply for

5
Straight forward and easy to use and amazing app Reviewed on: 17th March 2021
lgevo1983@hotmail.com's avatar
[email protected]

Top card

5
Simplicity at its best..once payment has been received It’immediately shows on your account making it easier to manage your finances Reviewed on: 17th March 2021
Jaybo's avatar
Jaybo

Excellent

5
Easy to apply Easy to keep track Easy to make payment No issues Reviewed on: 17th March 2021
Neil Atkinson's avatar
Neil Atkinson

Best Customer service

5
Best Customer service, easy to navigate APP. No hidden Charges. Reviewed on: 17th March 2021
Bunty 's avatar
Bunty

Excellent

5
A great credit card, with a fair interest rate. Easy to use and eligibility checker too Reviewed on: 17th March 2021
Waffle's avatar
Waffle

Excellent

5
So easy to use and nothing is a problem very pleased with the service I get thank you Reviewed on: 17th March 2021
Mark Ashwood 's avatar
Mark Ashwood

a1 company

5
i find this company have great customer care and are very quick in replying and solving any questions you may have i would highly recommend these to everyone five star Reviewed on: 17th March 2021
Wayne Edgar's avatar
Wayne Edgar

Card

3
Helped when need a little boost to my finances Reviewed on: 17th March 2021
s.stavo46@icloud.com's avatar
[email protected]

Best of the best

5
Exactly what every household needs. It does what it says on the cover Reviewed on: 17th March 2021
Gbeminiyi 's avatar
Gbeminiyi

Great card

5
Good for credit building and customer service Reviewed on: 17th March 2021
Scotty's avatar
Scotty

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