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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Service

Excellent service very helpful and friendly staff would highly recommended them keep up the good work guys Reviewed on: 17th March 2021

Excellent service

I have had no issues. Communication with customer service has been excellent. The app is easy to use. I can not fault Zopa. Reviewed on: 17th March 2021

Easy to keep track of my account via secure access app.

Very pleased with Zopa service. I have only had my account a few months, but I had an issue & the help desk resolved my issue in minutes. Reviewed on: 17th March 2021

Hassle free

Quite considerate making every efforts to make you feel comfortable with access to credit in short time leaving lasting memories to cherish. Reviewed on: 17th March 2021

Best credit for the worst situations

This one of a kind company that checks you over in seconds for credit to be able help you in the stickiest of situation. Reviewed on: 17th March 2021

fantastic company

With Zopa everything is transparent with no hidden fees Reviewed on: 17th March 2021

Great journey

Hi it’s pleasure to using Zoopa card great service and easy 2 use really recommend Reviewed on: 17th March 2021

Fantastic

So easy to use. I received my card quickly Customer services are great and helpful too Reviewed on: 17th March 2021

Simply Great Service

Easy to use, budget and pay. What more do you want from a credit card? Customer service is spot on too! Reviewed on: 17th March 2021

Great card

Great card and the app is great to use, i have recemend this card to family and friends Reviewed on: 17th March 2021

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