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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Excellent service can't fault them

Out of this world so simple to use there app all ways updated and kept in formed Reviewed on: 17th March 2021

Simple and straightforward

Need a quick small credit card and this fitted the bill Reviewed on: 17th March 2021

Best lender ever

Great app easy to use , best company I’ve used. Reviewed on: 17th March 2021

HELPFULL COMPANY

Applied, got accepted and everything sorted immediately. More organisations should work towards ZOPA most efficient practices. Reviewed on: 17th March 2021

Fantastic Zopa service

Excellent service, friendly safe and easy to use. Reviewed on: 17th March 2021

A Great help

Brilliant service and just what I needed. Reviewed on: 17th March 2021

Wonderfully Simple

The credit card has some of the best rates of any other credit cards available. The app makes tracking your spending convenient and with ease of repaying it is just a wonderful simple credit card to use. Zoopa's customer service is also the best I've ever experienced. Reviewed on: 17th March 2021

Life savers

They saved my life woth a loan, while the high street banks did say no!!! Reviewed on: 17th March 2021

Zopa are absolutely fantastic!

I could not recommend zopa enough to anybody, they are prompt, they are very informative and they are very he perfect company to go with, I’ve not had a single issue with them in the 6 months I’ve been with them and whenever I needed information about anything, the staff have been second to none and helped me straight away. If you are looking for help financially and are in need or looking for a credit card, please look no further than zopa! You will not be disappointed I promise you that Reviewed on: 17th March 2021

Not pushey

Reliable English speaking easy to contact Reviewed on: 17th March 2021

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