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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868430553164814481 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Fantastic

So easy to use. I received my card quickly Customer services are great and helpful too Reviewed on: 17th March 2021

Simply Great Service

Easy to use, budget and pay. What more do you want from a credit card? Customer service is spot on too! Reviewed on: 17th March 2021

Great card

Great card and the app is great to use, i have recemend this card to family and friends Reviewed on: 17th March 2021

Fair and straightforward.

No nonsense, sensible rates and fees. Great customer service and seemless app. Reviewed on: 17th March 2021

Track spending

This card has the best app as it alerts you as soon as your card is used. Has some great options Reviewed on: 17th March 2021

So far so easy to use

Their features are pretty straightforward takes a lil bit of trying to find the pin but once you find it it's also quite straightforward Reviewed on: 17th March 2021

Easy credit card

Just easy to use and app is brilliant Reviewed on: 17th March 2021

Easy to apply and use. Quick decision

Very easy to apply and decisions made quickly Reviewed on: 17th March 2021

Excellent service can't fault them

Out of this world so simple to use there app all ways updated and kept in formed Reviewed on: 17th March 2021

Simple and straightforward

Need a quick small credit card and this fitted the bill Reviewed on: 17th March 2021

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