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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Fantastic all round

quick and easy to apply and be approved. even with a bad credit rating. not terrible interest rates either. very good customer service and card was delivered quickly. very impressed. Reviewed on: 17th March 2021

Simple to apply, quick and easy, great stuff

The application process was simple, quick and very easy, my card arrived in no time, interest rates on the card are brilliant plus low monthly payments, what more can you ask for. Reviewed on: 17th March 2021

Very happy with Zopa

Very happy with the services provided by Zopa. Very easy to use app to keep track of your account and card. Everything is arranged online and decision given in minutes. Will happily recommend to others. Reviewed on: 17th March 2021

Easy to use app. Good company

I find ZOPA very user friendly. Easy to understand and use app, and sensible credit increases etc Reviewed on: 17th March 2021

Super Zopa

Great Card, and easy-to-use app to manage my account. Reviewed on: 17th March 2021

competes with the big boys and does so with class

customer focussed from start to finish. They care about their customers and are not afraid to show it Reviewed on: 17th March 2021

Easy to use and intuitive

Very easy to use app. Also instant txt alerts when a transaction is made. Great if there was anything a miss Reviewed on: 17th March 2021

Fantastic. Help..very efficiently

Your fantastically very quickly decision making.. you have one of the best system on market.. Reviewed on: 17th March 2021

Easy to use

App and card are easy to use, monitor, repay. have not had a need to contact costumer service as app is very user friendly Reviewed on: 17th March 2021

Great Customer Services

Great Customer Services, Hastle Free Spending, Good Rates & Easy to understand Website.. Need I Say More? Reviewed on: 17th March 2021

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