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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

competes with the big boys and does so with class

customer focussed from start to finish. They care about their customers and are not afraid to show it Reviewed on: 17th March 2021

Easy to use and intuitive

Very easy to use app. Also instant txt alerts when a transaction is made. Great if there was anything a miss Reviewed on: 17th March 2021

Fantastic. Help..very efficiently

Your fantastically very quickly decision making.. you have one of the best system on market.. Reviewed on: 17th March 2021

Easy to use

App and card are easy to use, monitor, repay. have not had a need to contact costumer service as app is very user friendly Reviewed on: 17th March 2021

Great Customer Services

Great Customer Services, Hastle Free Spending, Good Rates & Easy to understand Website.. Need I Say More? Reviewed on: 17th March 2021

Service

Excellent service very helpful and friendly staff would highly recommended them keep up the good work guys Reviewed on: 17th March 2021

Excellent service

I have had no issues. Communication with customer service has been excellent. The app is easy to use. I can not fault Zopa. Reviewed on: 17th March 2021

Easy to keep track of my account via secure access app.

Very pleased with Zopa service. I have only had my account a few months, but I had an issue & the help desk resolved my issue in minutes. Reviewed on: 17th March 2021

Hassle free

Quite considerate making every efforts to make you feel comfortable with access to credit in short time leaving lasting memories to cherish. Reviewed on: 17th March 2021

Best credit for the worst situations

This one of a kind company that checks you over in seconds for credit to be able help you in the stickiest of situation. Reviewed on: 17th March 2021

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