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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868430553164814481 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Service

Had nothing but great service from this company, highly recommended. Reviewed on: 17th March 2021

Fantastic

Very happy with Zopa, I was quick and easy to set up and extremely easy to manage via the Zopa app. Can't fault it Reviewed on: 17th March 2021

Yes I would recommend

It was not to bad at the moment with them not been with them for long Reviewed on: 17th March 2021

Fantastic all round

quick and easy to apply and be approved. even with a bad credit rating. not terrible interest rates either. very good customer service and card was delivered quickly. very impressed. Reviewed on: 17th March 2021

Simple to apply, quick and easy, great stuff

The application process was simple, quick and very easy, my card arrived in no time, interest rates on the card are brilliant plus low monthly payments, what more can you ask for. Reviewed on: 17th March 2021

Very happy with Zopa

Very happy with the services provided by Zopa. Very easy to use app to keep track of your account and card. Everything is arranged online and decision given in minutes. Will happily recommend to others. Reviewed on: 17th March 2021

Easy to use app. Good company

I find ZOPA very user friendly. Easy to understand and use app, and sensible credit increases etc Reviewed on: 17th March 2021

Super Zopa

Great Card, and easy-to-use app to manage my account. Reviewed on: 17th March 2021

competes with the big boys and does so with class

customer focussed from start to finish. They care about their customers and are not afraid to show it Reviewed on: 17th March 2021

Easy to use and intuitive

Very easy to use app. Also instant txt alerts when a transaction is made. Great if there was anything a miss Reviewed on: 17th March 2021

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