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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Very good service and kind customer service

After my card got accessed by someone else the zopa team was very quick to fix the problem and send a new card Reviewed on: 17th March 2021

Best Credit provider

Best credit provider I’ve ever had, hand down Reviewed on: 17th March 2021

beats the rest

A very open and flexible company,cummincation is second to none with friendly email and text messages keeping you updated with all aspects,always looking for ways to improve,would recommend to anyone above all other suppliers. Reviewed on: 17th March 2021

Excellent service

Since have had the card it as been a valued card with an excellent APR I will recommend Reviewed on: 17th March 2021

Great company

Very easy app to use. After every card transaction it flashes up the amount on my phone and remaining balance. Reviewed on: 17th March 2021

Amazing

Communication, a fantastic app and easy to read statements. Zopa card services a big thank you Reviewed on: 17th March 2021

Best and simplest credit to use and manage

This is the easiest credit card to manage with regular text messages regarding usage Reviewed on: 17th March 2021

Service

Had nothing but great service from this company, highly recommended. Reviewed on: 17th March 2021

Fantastic

Very happy with Zopa, I was quick and easy to set up and extremely easy to manage via the Zopa app. Can't fault it Reviewed on: 17th March 2021

Yes I would recommend

It was not to bad at the moment with them not been with them for long Reviewed on: 17th March 2021

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