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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Amazing

Communication, a fantastic app and easy to read statements. Zopa card services a big thank you Reviewed on: 17th March 2021

Best and simplest credit to use and manage

This is the easiest credit card to manage with regular text messages regarding usage Reviewed on: 17th March 2021

Service

Had nothing but great service from this company, highly recommended. Reviewed on: 17th March 2021

Fantastic

Very happy with Zopa, I was quick and easy to set up and extremely easy to manage via the Zopa app. Can't fault it Reviewed on: 17th March 2021

Yes I would recommend

It was not to bad at the moment with them not been with them for long Reviewed on: 17th March 2021

Fantastic all round

quick and easy to apply and be approved. even with a bad credit rating. not terrible interest rates either. very good customer service and card was delivered quickly. very impressed. Reviewed on: 17th March 2021

Simple to apply, quick and easy, great stuff

The application process was simple, quick and very easy, my card arrived in no time, interest rates on the card are brilliant plus low monthly payments, what more can you ask for. Reviewed on: 17th March 2021

Very happy with Zopa

Very happy with the services provided by Zopa. Very easy to use app to keep track of your account and card. Everything is arranged online and decision given in minutes. Will happily recommend to others. Reviewed on: 17th March 2021

Easy to use app. Good company

I find ZOPA very user friendly. Easy to understand and use app, and sensible credit increases etc Reviewed on: 17th March 2021

Super Zopa

Great Card, and easy-to-use app to manage my account. Reviewed on: 17th March 2021

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