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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Excellent credit card

Just an all around excellent card. The spend and balance notifications are great to keep track of your spending Reviewed on: 17th March 2021

Brilliant credit card

Brilliant features and Brilliant company Reviewed on: 17th March 2021

Quick and easy service

Really easy to set up. Good phone app. Highly recommend. Reviewed on: 17th March 2021

So much easier using the app

Can check your account at any time pay extra if you want so easy to use recommend this is good for anyone Reviewed on: 17th March 2021

Great service

Every good service provided, efficient and polite Reviewed on: 17th March 2021

5star ratings from me

Such a great bank pleasure to do business with Reviewed on: 17th March 2021

An unique bank

In the middle of this gloomy pandemic time, few institutions understand the customers needs. Zopa gives not only an opportunity to help people in a financial struggles, but a peace of mind during this crise. A bank with soul Reviewed on: 17th March 2021

Great customer support

Always there to help. Fast and very supportive Reviewed on: 17th March 2021

Highly recommend

Excellent service, easy to use, Reviewed on: 17th March 2021

Highly Recommended

Signed up with these guys around 5 months ago and have had no regrets. The app is simple and easy to navigate. Some of the features that other credit card companys don't offer are helpful and useful. You won't be disappointed Reviewed on: 17th March 2021

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