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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Absolutely brilliant

More than happy to recommend to people as I have had no issues Reviewed on: 17th March 2021

Quality, good service

It's a fantastic card , good service and app is easy to manage your card payment and spending limits Reviewed on: 17th March 2021

Great card

Easy to manage, credit limits reviewed regularly Reviewed on: 17th March 2021

Excellent

I have been with Zopa for a few months now and they are really good nothing is too much trouble for the staff there customers service is second to un Reviewed on: 17th March 2021

Zopa credit card

I have had the card for 6 months now easy to use via app. Credit bit low and have always maintained paying off fully when used. Reviewed on: 17th March 2021

Really appreciate your help.. thanks

I'm trying to build my credit rating after suffering a break down 5 years ago, thanks for giving me the opportunity.. cheers Reviewed on: 17th March 2021

Excelence

A verry understanding company with people who care their excelent service is next to none pleasure to be associated with them Good luck guys Reviewed on: 17th March 2021

Easy to use and great service

Applied and was Warmley welcomed. Had a problem and was sorted in minutes. Very happy with the service I receive. Reviewed on: 17th March 2021

Great customer service

A new credit card from Copa that was introduced to customers that already had loans from them, with a low credit limit to see how customers would use it. Regular updates from Zopa helps you to keep control of finances. Reviewed on: 17th March 2021

Easy to use and very reasonable

Perfect card if you have a lower credit rating Reviewed on: 17th March 2021

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