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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Great service

Every good service provided, efficient and polite Reviewed on: 17th March 2021

5star ratings from me

Such a great bank pleasure to do business with Reviewed on: 17th March 2021

An unique bank

In the middle of this gloomy pandemic time, few institutions understand the customers needs. Zopa gives not only an opportunity to help people in a financial struggles, but a peace of mind during this crise. A bank with soul Reviewed on: 17th March 2021

Great customer support

Always there to help. Fast and very supportive Reviewed on: 17th March 2021

Highly recommend

Excellent service, easy to use, Reviewed on: 17th March 2021

Highly Recommended

Signed up with these guys around 5 months ago and have had no regrets. The app is simple and easy to navigate. Some of the features that other credit card companys don't offer are helpful and useful. You won't be disappointed Reviewed on: 17th March 2021

Very good service and kind customer service

After my card got accessed by someone else the zopa team was very quick to fix the problem and send a new card Reviewed on: 17th March 2021

Best Credit provider

Best credit provider I’ve ever had, hand down Reviewed on: 17th March 2021

beats the rest

A very open and flexible company,cummincation is second to none with friendly email and text messages keeping you updated with all aspects,always looking for ways to improve,would recommend to anyone above all other suppliers. Reviewed on: 17th March 2021

Excellent service

Since have had the card it as been a valued card with an excellent APR I will recommend Reviewed on: 17th March 2021

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