Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.868430553164814481 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Easy to use and great service

Applied and was Warmley welcomed. Had a problem and was sorted in minutes. Very happy with the service I receive. Reviewed on: 17th March 2021

Great customer service

A new credit card from Copa that was introduced to customers that already had loans from them, with a low credit limit to see how customers would use it. Regular updates from Zopa helps you to keep control of finances. Reviewed on: 17th March 2021

Easy to use and very reasonable

Perfect card if you have a lower credit rating Reviewed on: 17th March 2021

Excellent credit card

Just an all around excellent card. The spend and balance notifications are great to keep track of your spending Reviewed on: 17th March 2021

Brilliant credit card

Brilliant features and Brilliant company Reviewed on: 17th March 2021

Quick and easy service

Really easy to set up. Good phone app. Highly recommend. Reviewed on: 17th March 2021

So much easier using the app

Can check your account at any time pay extra if you want so easy to use recommend this is good for anyone Reviewed on: 17th March 2021

Great service

Every good service provided, efficient and polite Reviewed on: 17th March 2021

5star ratings from me

Such a great bank pleasure to do business with Reviewed on: 17th March 2021

An unique bank

In the middle of this gloomy pandemic time, few institutions understand the customers needs. Zopa gives not only an opportunity to help people in a financial struggles, but a peace of mind during this crise. A bank with soul Reviewed on: 17th March 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday spending credit cards
from Halifax 4.38 from 75 reviews
Platinum Cashback Credit Card
from American Express 4.35 from 70 reviews
Overpay
from Incredible 4.19 from 5 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub