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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excelence

A verry understanding company with people who care their excelent service is next to none pleasure to be associated with them Good luck guys Reviewed on: 17th March 2021

Easy to use and great service

Applied and was Warmley welcomed. Had a problem and was sorted in minutes. Very happy with the service I receive. Reviewed on: 17th March 2021

Great customer service

A new credit card from Copa that was introduced to customers that already had loans from them, with a low credit limit to see how customers would use it. Regular updates from Zopa helps you to keep control of finances. Reviewed on: 17th March 2021

Easy to use and very reasonable

Perfect card if you have a lower credit rating Reviewed on: 17th March 2021

Excellent credit card

Just an all around excellent card. The spend and balance notifications are great to keep track of your spending Reviewed on: 17th March 2021

Brilliant credit card

Brilliant features and Brilliant company Reviewed on: 17th March 2021

Quick and easy service

Really easy to set up. Good phone app. Highly recommend. Reviewed on: 17th March 2021

So much easier using the app

Can check your account at any time pay extra if you want so easy to use recommend this is good for anyone Reviewed on: 17th March 2021

Great service

Every good service provided, efficient and polite Reviewed on: 17th March 2021

5star ratings from me

Such a great bank pleasure to do business with Reviewed on: 17th March 2021

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