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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Best credit card I've had

Zopa tell you exactly where you are with your credit and the app is amazing, the borrowing power is also a really nice touch Reviewed on: 17th March 2021

Straight forward

Zopa are so straight forward everything explained. Reminds u when u have a payment coming up. No hidden fees what u see is what u get. Great bank Reviewed on: 17th March 2021

Happy banking

A bank that keeps me up to date with my money Reviewed on: 17th March 2021

Simple credit builder

Simple and easy to use app, no fuss credit card Reviewed on: 17th March 2021

Trusted!

A lender that treats customers fairly ! Reviewed on: 17th March 2021

Zopa

Brilliant app easy to use website all the information on there app is all you need Reviewed on: 17th March 2021

Credit card

My credit rating is not brilliant, and Zopa have gave me a card with a realistic balance, which really helps Reviewed on: 17th March 2021

Superb

No hassle and payments clear instantly Reviewed on: 17th March 2021

Great :)

Easy to use :) and fast to set up Reviewed on: 17th March 2021

Good customer service

Very helpful and friendly quick to answer any queries you may have Reviewed on: 17th March 2021

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