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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Zopa credit card

I have had the card for 6 months now easy to use via app. Credit bit low and have always maintained paying off fully when used. Reviewed on: 17th March 2021

Really appreciate your help.. thanks

I'm trying to build my credit rating after suffering a break down 5 years ago, thanks for giving me the opportunity.. cheers Reviewed on: 17th March 2021

Excelence

A verry understanding company with people who care their excelent service is next to none pleasure to be associated with them Good luck guys Reviewed on: 17th March 2021

Easy to use and great service

Applied and was Warmley welcomed. Had a problem and was sorted in minutes. Very happy with the service I receive. Reviewed on: 17th March 2021

Great customer service

A new credit card from Copa that was introduced to customers that already had loans from them, with a low credit limit to see how customers would use it. Regular updates from Zopa helps you to keep control of finances. Reviewed on: 17th March 2021

Easy to use and very reasonable

Perfect card if you have a lower credit rating Reviewed on: 17th March 2021

Excellent credit card

Just an all around excellent card. The spend and balance notifications are great to keep track of your spending Reviewed on: 17th March 2021

Brilliant credit card

Brilliant features and Brilliant company Reviewed on: 17th March 2021

Quick and easy service

Really easy to set up. Good phone app. Highly recommend. Reviewed on: 17th March 2021

So much easier using the app

Can check your account at any time pay extra if you want so easy to use recommend this is good for anyone Reviewed on: 17th March 2021

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