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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,257 reviews, last reviewed 7th Mar 2026
289300% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have always enjoyed using Zopa and all ways recomm... I have always enjoyed using Zopa and all ways recommend the savings accounts as well Reviewed on: 7th March 2026
JAR's avatar
JAR

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43257)

Zopa

5
Zopa - a great bunch of lads. Cannae fault the fellas. Reviewed on: 15th February 2021
KevinT's avatar
KevinT

Brilliant!

5
Helped me get out of debt and really friendly customer service!! Reviewed on: 15th February 2021
Aimee griffiths 's avatar
Aimee griffiths

Good

5
The bank is always there for you no matter what Reviewed on: 15th February 2021
Nicola's avatar
Nicola

Very good service

5
Nice card. Online check easy. Many places used. Credit cards limit is okay Reviewed on: 15th February 2021
Sivabalarajah 's avatar
Sivabalarajah

Great service

5
Very happy with the service and the control I have with this card. Reviewed on: 15th February 2021
Eric 's avatar
Eric

Zopa my heros!

4
I was really struggling financially and needed to refinance stuff for affordability. Their rates were really fair considering my score at the time. It for me out of a terrible financial bind. Now I have a credit card with them too and back in the straight and now and my score has shot up! Thanks Zopa! Reviewed on: 15th February 2021
Darren Wright 's avatar
Darren Wright

Zopa so easy to use !

5
Zopa is so easy and convenient to use. They give regular updates and notifications about my account. The app is really clear and simple to use. 5 star Reviewed on: 15th February 2021
Martin Brown's avatar
Martin Brown

Nothing special

3
Nothing special just like any other credit card Reviewed on: 15th February 2021
damianmartin1980@gmail.com's avatar
[email protected]

Friendly advisors

5
I had several queries with regards to my card, but help was at hand to help me understand Reviewed on: 15th February 2021
75leepalmer@googlemail.com's avatar
[email protected]

Great card

5
Quality product, easy to apply and use. Especially good feature in that as soon as you make payment it is applied to your account. Would certainly recommend. Reviewed on: 15th February 2021
Paul Drage 's avatar
Paul Drage

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