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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Trusted!

A lender that treats customers fairly ! Reviewed on: 17th March 2021

Zopa

Brilliant app easy to use website all the information on there app is all you need Reviewed on: 17th March 2021

Credit card

My credit rating is not brilliant, and Zopa have gave me a card with a realistic balance, which really helps Reviewed on: 17th March 2021

Superb

No hassle and payments clear instantly Reviewed on: 17th March 2021

Great :)

Easy to use :) and fast to set up Reviewed on: 17th March 2021

Good customer service

Very helpful and friendly quick to answer any queries you may have Reviewed on: 17th March 2021

Absolutely brilliant

More than happy to recommend to people as I have had no issues Reviewed on: 17th March 2021

Quality, good service

It's a fantastic card , good service and app is easy to manage your card payment and spending limits Reviewed on: 17th March 2021

Great card

Easy to manage, credit limits reviewed regularly Reviewed on: 17th March 2021

Excellent

I have been with Zopa for a few months now and they are really good nothing is too much trouble for the staff there customers service is second to un Reviewed on: 17th March 2021

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