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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,265 reviews, last reviewed 7th Mar 2026
290100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No foreign transaction fees! Really useful for a traveller going abroad - no foreign currency fees. Website easy yo navigate. Reviewed on: 7th March 2026
Richard S's avatar
Richard S

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43265)

Excellent service

5
Excellent service at all times with a great easy to downloadable app which is easy to use. Reviewed on: 15th February 2021
Frankie fleming's avatar
Frankie fleming

Zopa - oh Ja!

5
Credit card where any payments made using your debit card appear immediately. Simple to use app. These two functions combined make Zopa brilliant. Reviewed on: 15th February 2021
Lee Kulec-Elston's avatar
Lee Kulec-Elston

Super service from Zopa

5
Recently joined Zopa and found everything easy Reviewed on: 15th February 2021
ChrisG's avatar
ChrisG

best credit card

5
The best credit card I have ever had. I strongly recommend it. Reviewed on: 15th February 2021
Martin Atanasov's avatar
Martin Atanasov

Great Credit Card

5
Zopa is a very good provider they are clear with the information they provide and it’s very easy to understand the conditions and terms of the agreement Reviewed on: 15th February 2021
JohnC95's avatar
JohnC95

ZOPA Awesome

5
Friendly and helpful and top class A++++++ Reviewed on: 15th February 2021
Lee's avatar
Lee

Great, easy approach and professional

5
Had no problems app was great and easy to use for tge time I was with zopa I have nothing bad about my experience would highly recommend Reviewed on: 15th February 2021
John cassidy 's avatar
John cassidy

Really easy app

5
The zopa app is really easy to use. With some great features ie having a safety net, so you don't over spend. Reviewed on: 15th February 2021
Phoebeu198 's avatar
Phoebeu198

Convenient service and good rate

5
Good rate provided and easy application Reviewed on: 15th February 2021
aaronhand@hotmail.co.uk's avatar
[email protected]

Excellent Service

5
No other Credit Card provider will respond to queries as quick. Simple. Reviewed on: 15th February 2021
Johnny McCamley's avatar
Johnny McCamley

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