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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Good

Very good banking app. Reviewed on: 17th March 2021

Best company to deal with

From application to acceptance everything was so simple. The app is so easy to use and flexible if payment dates or amounts need to be changed. Definitely recommend to others Reviewed on: 17th March 2021

Brilliant Customer service and fast transactions.

The Zopa customer service team are really helpful and any payments made onto a credit card go through almost immediately which is brilliant. The app requires a little improvement as can be a little confusing for somebody who isn’t very technical but definitely not the worst one I have seen. Would definitely recommend this company. Reviewed on: 17th March 2021

Excerlent

See what you are spending app easy to use Reviewed on: 17th March 2021

Great card

Great easy and simple to use And payments come off your balance Straightaway Reviewed on: 17th March 2021

Zopa credit card

Very good card with trusted company Reviewed on: 17th March 2021

Absolutely Brilliant

I've dealt with Zopa for the last few months and brilliant service. Reviewed on: 17th March 2021

Brilliant

Easy to use, app is very good, brilliant Reviewed on: 17th March 2021

Really good card to have

I like that I get reminders when you spend and when payments are made Reviewed on: 17th March 2021

Excellent product.

Always kept upto date regarding my account. Reviewed on: 17th March 2021

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