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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Great card

Great easy and simple to use And payments come off your balance Straightaway Reviewed on: 17th March 2021

Zopa credit card

Very good card with trusted company Reviewed on: 17th March 2021

Absolutely Brilliant

I've dealt with Zopa for the last few months and brilliant service. Reviewed on: 17th March 2021

Brilliant

Easy to use, app is very good, brilliant Reviewed on: 17th March 2021

Really good card to have

I like that I get reminders when you spend and when payments are made Reviewed on: 17th March 2021

Excellent product.

Always kept upto date regarding my account. Reviewed on: 17th March 2021

Best credit card I've had

Zopa tell you exactly where you are with your credit and the app is amazing, the borrowing power is also a really nice touch Reviewed on: 17th March 2021

Straight forward

Zopa are so straight forward everything explained. Reminds u when u have a payment coming up. No hidden fees what u see is what u get. Great bank Reviewed on: 17th March 2021

Happy banking

A bank that keeps me up to date with my money Reviewed on: 17th March 2021

Simple credit builder

Simple and easy to use app, no fuss credit card Reviewed on: 17th March 2021

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