Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

View other Zopa products

4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Fantastic company

Excellent service and very easy to use. Reviewed on: 17th March 2021

Fantastic and Great rates

one of the best Credit Card companies i have ever dealt with Reviewed on: 17th March 2021

Very user friendly

A manageable limit, nice & simple app.....my favourite thing is that payments come off of your balance/show up, instantly. No waiting 2 or 3 days to clear. other providers, take note. Reviewed on: 17th March 2021

Very friendly - great service

Great service from this company - helped me when I really needed it and the interest rate is reasonable :) very happy with them Reviewed on: 17th March 2021

Fantastic bank

Fantastic bank brilliant service Reviewed on: 17th March 2021

Fast & Easy & Super

... easy process to access , fast delivery card and pin , easy app and menu to manage my Zopa account ! ... Realy is my only one credit card i didn't had to call customer sevice for any problems... !! Thanks Zopa !! Reviewed on: 17th March 2021

Zopa treats customers nicely

I always get polite messages from Zopa Reviewed on: 17th March 2021

Excellent service

Easy to understand and you know where you are. Reviewed on: 17th March 2021

Very good service

I applied for a zoopla card and was expected straight away, fantastic service 5 * Reviewed on: 17th March 2021

Apsoflogginlutely grand

Easy and exasperation proof bit of kit Beautiful bright coloured card too I love it Reviewed on: 17th March 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cashback Plus Credit Card
from RBS 4.07 from 8 reviews
Credit card
from Yonder 4.83 from 953 reviews
Aquis Card
from Vanquis 4.45 from 44 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub