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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Fantastic bank

Fantastic bank brilliant service Reviewed on: 17th March 2021

Fast & Easy & Super

... easy process to access , fast delivery card and pin , easy app and menu to manage my Zopa account ! ... Realy is my only one credit card i didn't had to call customer sevice for any problems... !! Thanks Zopa !! Reviewed on: 17th March 2021

Zopa treats customers nicely

I always get polite messages from Zopa Reviewed on: 17th March 2021

Excellent service

Easy to understand and you know where you are. Reviewed on: 17th March 2021

Very good service

I applied for a zoopla card and was expected straight away, fantastic service 5 * Reviewed on: 17th March 2021

Apsoflogginlutely grand

Easy and exasperation proof bit of kit Beautiful bright coloured card too I love it Reviewed on: 17th March 2021

Good

Very good banking app. Reviewed on: 17th March 2021

Best company to deal with

From application to acceptance everything was so simple. The app is so easy to use and flexible if payment dates or amounts need to be changed. Definitely recommend to others Reviewed on: 17th March 2021

Brilliant Customer service and fast transactions.

The Zopa customer service team are really helpful and any payments made onto a credit card go through almost immediately which is brilliant. The app requires a little improvement as can be a little confusing for somebody who isn’t very technical but definitely not the worst one I have seen. Would definitely recommend this company. Reviewed on: 17th March 2021

Excerlent

See what you are spending app easy to use Reviewed on: 17th March 2021

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