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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44354)

Great CreditCard

5
Great technology platform. very easy to handle, very agile, easy payment, just need to make available on the apple pay wallet! Reviewed on: 17th March 2021
Fabio Bagarollo's avatar
Fabio Bagarollo

Honest, fair and quick

5
Totally the best service I have used, not even just banking. Advice, online service and clarity of message is excellent. Highly recommend. Reviewed on: 17th March 2021
Sam's avatar
Sam

Helpful easy and useful

5
This account has a feature where you can put some credit aside as back up Reviewed on: 17th March 2021
Clare's avatar
Clare

Fantastic company and credit provider

5
Fantastic company and credit provider Reviewed on: 17th March 2021
Simon aapleton's avatar
Simon aapleton

Easy apply

5
From beginning to end it was an easy process to apply, and still easy to deal with. Reviewed on: 17th March 2021
Michelle Harris-harper's avatar
Michelle Harris-harper

Easy to apply, set up and access

5
I applied with poor credit rating and got accepted, was easy to set up and easy to access online Reviewed on: 17th March 2021
Emma's avatar
Emma

Excellent service

5
I am so happy with my account and the app is brilliant. So easy to use and shows all the information that you need and more. My rate of spending and savings etc and the table that shows how well your doing and what needs improvement really clever very pleased Reviewed on: 17th March 2021
Adam scott's avatar
Adam scott

The best customer service ever

5
Never find anything complicated with a customer service or with app Reviewed on: 17th March 2021
h_amid71@yahoo.com's avatar
[email protected]

Recommended

5
easy to use this bank, easy to apply and to manage your payments and your balance Reviewed on: 17th March 2021
Lucian's avatar
Lucian

Best credit card

5
Best credit card excellent app so easy to use and all accounted for immediately Reviewed on: 17th March 2021
Col Blannin's avatar
Col Blannin

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