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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868422968230354808 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

The best customer service ever

Never find anything complicated with a customer service or with app Reviewed on: 17th March 2021

Best credit card

Best credit card excellent app so easy to use and all accounted for immediately Reviewed on: 17th March 2021

Fantastic company

Excellent service and very easy to use. Reviewed on: 17th March 2021

Fantastic and Great rates

one of the best Credit Card companies i have ever dealt with Reviewed on: 17th March 2021

Very user friendly

A manageable limit, nice & simple app.....my favourite thing is that payments come off of your balance/show up, instantly. No waiting 2 or 3 days to clear. other providers, take note. Reviewed on: 17th March 2021

Very friendly - great service

Great service from this company - helped me when I really needed it and the interest rate is reasonable :) very happy with them Reviewed on: 17th March 2021

Fantastic bank

Fantastic bank brilliant service Reviewed on: 17th March 2021

Fast & Easy & Super

... easy process to access , fast delivery card and pin , easy app and menu to manage my Zopa account ! ... Realy is my only one credit card i didn't had to call customer sevice for any problems... !! Thanks Zopa !! Reviewed on: 17th March 2021

Zopa treats customers nicely

I always get polite messages from Zopa Reviewed on: 17th March 2021

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