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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Easy apply

From beginning to end it was an easy process to apply, and still easy to deal with. Reviewed on: 17th March 2021

Easy to apply, set up and access

I applied with poor credit rating and got accepted, was easy to set up and easy to access online Reviewed on: 17th March 2021

Excellent service

I am so happy with my account and the app is brilliant. So easy to use and shows all the information that you need and more. My rate of spending and savings etc and the table that shows how well your doing and what needs improvement really clever very pleased Reviewed on: 17th March 2021

The best customer service ever

Never find anything complicated with a customer service or with app Reviewed on: 17th March 2021

Best credit card

Best credit card excellent app so easy to use and all accounted for immediately Reviewed on: 17th March 2021

Fantastic company

Excellent service and very easy to use. Reviewed on: 17th March 2021

Fantastic and Great rates

one of the best Credit Card companies i have ever dealt with Reviewed on: 17th March 2021

Very user friendly

A manageable limit, nice & simple app.....my favourite thing is that payments come off of your balance/show up, instantly. No waiting 2 or 3 days to clear. other providers, take note. Reviewed on: 17th March 2021

Very friendly - great service

Great service from this company - helped me when I really needed it and the interest rate is reasonable :) very happy with them Reviewed on: 17th March 2021

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