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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868422968230354808 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Superb

Not much to say except great experience and great bank. Reviewed on: 17th March 2021

Very good

A very good help and is useful for shopping Reviewed on: 17th March 2021

Excellent

Excellent service, issues are always resolved quickly and effectively. Highly recommend. Reviewed on: 17th March 2021

Great CreditCard

Great technology platform. very easy to handle, very agile, easy payment, just need to make available on the apple pay wallet! Reviewed on: 17th March 2021

Honest, fair and quick

Totally the best service I have used, not even just banking. Advice, online service and clarity of message is excellent. Highly recommend. Reviewed on: 17th March 2021

Helpful easy and useful

This account has a feature where you can put some credit aside as back up Reviewed on: 17th March 2021

Fantastic company and credit provider

Fantastic company and credit provider Reviewed on: 17th March 2021

Easy apply

From beginning to end it was an easy process to apply, and still easy to deal with. Reviewed on: 17th March 2021

Easy to apply, set up and access

I applied with poor credit rating and got accepted, was easy to set up and easy to access online Reviewed on: 17th March 2021

Excellent service

I am so happy with my account and the app is brilliant. So easy to use and shows all the information that you need and more. My rate of spending and savings etc and the table that shows how well your doing and what needs improvement really clever very pleased Reviewed on: 17th March 2021

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