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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Zopa Credit Card

Swift,efficient,superb service and great app that’s easy to use and informative and intuitive Reviewed on: 17th March 2021

Excellent company

Easy to use and customer service is so friendly happy I’ve joined Zopa Reviewed on: 17th March 2021

Does exactly what it says on the tin

So easy to use and had no issues at all, would definitely recommend to my friends and family Reviewed on: 17th March 2021

Best bank ever

Very professional helped when others wouldnt Reviewed on: 17th March 2021

Great product

Really happy with the service provided with my credit card, easy, transparent, quick app that allows me to manage my card the way I want and regular useful communication. Reviewed on: 17th March 2021

One of the best credit cards I had for a long time

Very helpful customer services you always know where you are with your balance. Would definitely recommend them to my friends and family. Reviewed on: 17th March 2021

Good service

Very good service , easy to use Reviewed on: 17th March 2021

Superb

Not much to say except great experience and great bank. Reviewed on: 17th March 2021

Very good

A very good help and is useful for shopping Reviewed on: 17th March 2021

Excellent

Excellent service, issues are always resolved quickly and effectively. Highly recommend. Reviewed on: 17th March 2021

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