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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868422968230354808 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Brilliantly straightforward

Zopa is a brilliantly straightforward bank. Reviewed on: 17th March 2021

The Bank That Puts The Customer First

The only bank that really looks at your circumstances instead of computer data only. Feal like you are considered fairly. Great bank who consider the ups and downs in normal life. Excellent A plus. Reviewed on: 17th March 2021

Very easy to deal with very easy payments very good company to get finance with

Great company never dealt with before but would highly recommend to friends family as it’s a way to go with this company Reviewed on: 17th March 2021

Zopa Credit Card

Swift,efficient,superb service and great app that’s easy to use and informative and intuitive Reviewed on: 17th March 2021

Excellent company

Easy to use and customer service is so friendly happy I’ve joined Zopa Reviewed on: 17th March 2021

Does exactly what it says on the tin

So easy to use and had no issues at all, would definitely recommend to my friends and family Reviewed on: 17th March 2021

Best bank ever

Very professional helped when others wouldnt Reviewed on: 17th March 2021

Great product

Really happy with the service provided with my credit card, easy, transparent, quick app that allows me to manage my card the way I want and regular useful communication. Reviewed on: 17th March 2021

One of the best credit cards I had for a long time

Very helpful customer services you always know where you are with your balance. Would definitely recommend them to my friends and family. Reviewed on: 17th March 2021

Good service

Very good service , easy to use Reviewed on: 17th March 2021

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