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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Not the best

Low credit limit high fees I wouldn't recommend Reviewed on: 17th March 2021

Brilliant

They can’t do enough for their customers and everything is real easy to understand and the app is easy to navigate Reviewed on: 17th March 2021

Works well as a card.

Great card, easy to use, nice simple design, Reviewed on: 17th March 2021

Great card

Great card Great staff extremely helpful quick telephone response would recommend 100% Reviewed on: 17th March 2021

Easy, fuss-free and transparent

This is the best credit card I’ve ever had. Totally fuss free, easy to use app and I love how everything is instant, plus the safety net feature comes in really handy Reviewed on: 17th March 2021

Zopa £Card

Everyone should have this card. Easy and manageable no fuss. Reviewed on: 17th March 2021

First class

First class service and texting my phone when payment is due great service Reviewed on: 17th March 2021

Brilliantly straightforward

Zopa is a brilliantly straightforward bank. Reviewed on: 17th March 2021

The Bank That Puts The Customer First

The only bank that really looks at your circumstances instead of computer data only. Feal like you are considered fairly. Great bank who consider the ups and downs in normal life. Excellent A plus. Reviewed on: 17th March 2021

Very easy to deal with very easy payments very good company to get finance with

Great company never dealt with before but would highly recommend to friends family as it’s a way to go with this company Reviewed on: 17th March 2021

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