Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

View other Zopa products

4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Excellent

First class never had a problem would highly recommend Reviewed on: 17th March 2021

Excellent card and app

Easy to use and well worth applying for a card, it has great features Reviewed on: 17th March 2021

Great service

Never had any issues, easy application process and the app is very user friendly Reviewed on: 17th March 2021

Good to Build up Credit History

Limit Provided is quite Low I hope They will look into it as I pay the full balance every month. Rest all good so far. Reviewed on: 17th March 2021

Doru

Is verry verry nice ,I like bay with this card Reviewed on: 17th March 2021

Amazing

Just easy and reliable banking. Keeping you informed about all your needs Reviewed on: 17th March 2021

Straight Forward CC

Very useful for increasing credit score , no hidden charges and extremely informative on borrowing power Reviewed on: 17th March 2021

Handy, current, easy.

It's available for most with quick and easy process to apply and receive, apps and online guides to manage. Reviewed on: 17th March 2021

Brilliant bank

Could not be more helpful. Excellent service. Reviewed on: 17th March 2021

BEST CREDIT CARD SERVICE

Zopa service is amazing, the most amazing thing in Zopa is their outstanding instant payment. Overall they are the best credit card Reviewed on: 17th March 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Aquis Card
from Vanquis 4.45 from 44 reviews
Purchase Credit Card
from Halifax 3.50 from 19 reviews
Credit card
from Post Office 3.46 from 116 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub