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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Easy, fuss-free and transparent

This is the best credit card I’ve ever had. Totally fuss free, easy to use app and I love how everything is instant, plus the safety net feature comes in really handy Reviewed on: 17th March 2021

Zopa £Card

Everyone should have this card. Easy and manageable no fuss. Reviewed on: 17th March 2021

First class

First class service and texting my phone when payment is due great service Reviewed on: 17th March 2021

Brilliantly straightforward

Zopa is a brilliantly straightforward bank. Reviewed on: 17th March 2021

The Bank That Puts The Customer First

The only bank that really looks at your circumstances instead of computer data only. Feal like you are considered fairly. Great bank who consider the ups and downs in normal life. Excellent A plus. Reviewed on: 17th March 2021

Very easy to deal with very easy payments very good company to get finance with

Great company never dealt with before but would highly recommend to friends family as it’s a way to go with this company Reviewed on: 17th March 2021

Zopa Credit Card

Swift,efficient,superb service and great app that’s easy to use and informative and intuitive Reviewed on: 17th March 2021

Excellent company

Easy to use and customer service is so friendly happy I’ve joined Zopa Reviewed on: 17th March 2021

Does exactly what it says on the tin

So easy to use and had no issues at all, would definitely recommend to my friends and family Reviewed on: 17th March 2021

Best bank ever

Very professional helped when others wouldnt Reviewed on: 17th March 2021

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