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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868422968230354808 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Handy, current, easy.

It's available for most with quick and easy process to apply and receive, apps and online guides to manage. Reviewed on: 17th March 2021

Brilliant bank

Could not be more helpful. Excellent service. Reviewed on: 17th March 2021

BEST CREDIT CARD SERVICE

Zopa service is amazing, the most amazing thing in Zopa is their outstanding instant payment. Overall they are the best credit card Reviewed on: 17th March 2021

Not the best

Low credit limit high fees I wouldn't recommend Reviewed on: 17th March 2021

Brilliant

They can’t do enough for their customers and everything is real easy to understand and the app is easy to navigate Reviewed on: 17th March 2021

Works well as a card.

Great card, easy to use, nice simple design, Reviewed on: 17th March 2021

Great card

Great card Great staff extremely helpful quick telephone response would recommend 100% Reviewed on: 17th March 2021

Easy, fuss-free and transparent

This is the best credit card I’ve ever had. Totally fuss free, easy to use app and I love how everything is instant, plus the safety net feature comes in really handy Reviewed on: 17th March 2021

Zopa £Card

Everyone should have this card. Easy and manageable no fuss. Reviewed on: 17th March 2021

First class

First class service and texting my phone when payment is due great service Reviewed on: 17th March 2021

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