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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,264 reviews, last reviewed 7th Mar 2026
290000% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Updates regularl the app easily updates Updates regularly the app easily updates Reviewed on: 7th March 2026
Yvonne Riddell's avatar
Yvonne Riddell

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43264)

Clarity

5
Love the simplicity of the app, clear concepts with a good level of support and client based credit, never lend more than you can afford. Reviewed on: 15th February 2021
Julie Elson's avatar
Julie Elson

Quality . Easy to manage

5
Great app. Updates and budget features as standard. Reccomended.. Reviewed on: 15th February 2021
Tony's avatar
Tony

I'm looking forward for the future with your company

5
So good getting back by email and top class customer service Reviewed on: 15th February 2021
Simon hempstock's avatar
Simon hempstock

Easy and simple app to check statements and pay bills. Great staff too

5
Have nothing but great thing to say about zopa credit card and the staff are always on hand for any queries Reviewed on: 15th February 2021
Charli chalmers's avatar
Charli chalmers

A new credit card, which works for the working people

5
I came across Zopa, while trying to find an non main street, financial organisation, who would, give people a chance to re build or get on the credit ladder, updates explaining the utilization of credit card use, paying as little of as much and as often as you can afford to pay back, low rates, low interest, well worth a try to build or rebuild up credit ratings. I have had my card almost 2yrs now, was so happy to be accept, not a build limit given, a realistic limit, one that can be worked with for my financial status, informing regularly with financial updates and using my card. Thanks for working with the people and there circumstances. Reviewed on: 15th February 2021
Babz's avatar
Babz

Excellent efficient and efficacious!

5
A fantastic app which is clear and easy to use. Payments made are rapidly applied and recorded. I am seriously impressed!! Reviewed on: 15th February 2021
Andrew Parker's avatar
Andrew Parker

Amazing company

5
I would really recommend zopa for anyone who is trying to repair there credit report. I've only had zopa for about 4 months but my credit score has really risen. The app is simple and easy to use which makes life so easy. Reviewed on: 15th February 2021
Lee j's avatar
Lee j

The best

5
yes it is very good i appreciate your benefits Reviewed on: 15th February 2021
Silviu's avatar
Silviu

Great and easy to use

5
Lovely and competent controlled and clear and excellent service Reviewed on: 15th February 2021
allandobbin@hotmail.com's avatar
[email protected]

Friendly and supportive

4
Brilliant customer service without any pressure. Good advice and sensible attitude. Reviewed on: 15th February 2021
Bob D's avatar
Bob D

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