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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great service.

Excellent way to start building your credit score and overall great service. Reviewed on: 17th March 2021

easy

the card is easy to use and great customer service Reviewed on: 17th March 2021

So simple

Very efficient way to keep your money. Reviewed on: 17th March 2021

Very nice

Good credit card and easy to usr Reviewed on: 17th March 2021

Quick and easy to use

So quick to set up and very simple to use. You have everything you need to know at your fingertips Reviewed on: 17th March 2021

Fantastic service

Fantastic service and easy to use Reviewed on: 17th March 2021

Best credit card ever had

Zopa have and still remain the best company I have tried Reviewed on: 17th March 2021

Simply fantastic

Zopa just gets it wright and makes it simple Reviewed on: 17th March 2021

Great Card

Everything about the card is great. Everything is transparent and the app is so easy to navigate to make payments, track your spending and provides a free credit score! Everything has been top notch with Zopa. Reviewed on: 17th March 2021

Excellent service

Convenient way of borrowing if used responsibly. Easy to manage the online app I think Zopa is great Reviewed on: 17th March 2021

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