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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Doru

Is verry verry nice ,I like bay with this card Reviewed on: 17th March 2021

Amazing

Just easy and reliable banking. Keeping you informed about all your needs Reviewed on: 17th March 2021

Straight Forward CC

Very useful for increasing credit score , no hidden charges and extremely informative on borrowing power Reviewed on: 17th March 2021

Handy, current, easy.

It's available for most with quick and easy process to apply and receive, apps and online guides to manage. Reviewed on: 17th March 2021

Brilliant bank

Could not be more helpful. Excellent service. Reviewed on: 17th March 2021

BEST CREDIT CARD SERVICE

Zopa service is amazing, the most amazing thing in Zopa is their outstanding instant payment. Overall they are the best credit card Reviewed on: 17th March 2021

Not the best

Low credit limit high fees I wouldn't recommend Reviewed on: 17th March 2021

Brilliant

They can’t do enough for their customers and everything is real easy to understand and the app is easy to navigate Reviewed on: 17th March 2021

Works well as a card.

Great card, easy to use, nice simple design, Reviewed on: 17th March 2021

Great card

Great card Great staff extremely helpful quick telephone response would recommend 100% Reviewed on: 17th March 2021

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