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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868422968230354808 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Simply fantastic

Zopa just gets it wright and makes it simple Reviewed on: 17th March 2021

Great Card

Everything about the card is great. Everything is transparent and the app is so easy to navigate to make payments, track your spending and provides a free credit score! Everything has been top notch with Zopa. Reviewed on: 17th March 2021

Excellent service

Convenient way of borrowing if used responsibly. Easy to manage the online app I think Zopa is great Reviewed on: 17th March 2021

Excellent

First class never had a problem would highly recommend Reviewed on: 17th March 2021

Excellent card and app

Easy to use and well worth applying for a card, it has great features Reviewed on: 17th March 2021

Great service

Never had any issues, easy application process and the app is very user friendly Reviewed on: 17th March 2021

Good to Build up Credit History

Limit Provided is quite Low I hope They will look into it as I pay the full balance every month. Rest all good so far. Reviewed on: 17th March 2021

Doru

Is verry verry nice ,I like bay with this card Reviewed on: 17th March 2021

Amazing

Just easy and reliable banking. Keeping you informed about all your needs Reviewed on: 17th March 2021

Straight Forward CC

Very useful for increasing credit score , no hidden charges and extremely informative on borrowing power Reviewed on: 17th March 2021

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