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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Always helping

Very easy and simple. 100% recommended by me to you Reviewed on: 17th March 2021

Helpful

Amazing card with quick payment! Love it!!! Reviewed on: 17th March 2021

Remarkable service

I have never known a service to be so fast and responsive payments clear immediately which is a massive help and great peace of mind, I haven’t had any need to contact customer services for anything and everything is smoothly done via the App it really is brilliant Reviewed on: 17th March 2021

Excellent

Great communication from the team at Zopa. Helpful and respectful Reviewed on: 17th March 2021

5 stars

happy with zoopa you know were you stand with them would recommend Reviewed on: 17th March 2021

Great experience!

Excellent and reliable service. Reviewed on: 17th March 2021

Great service!

Zoom has been a great credit service provider for me and the way it helps me manage my finances especially through the borrowing power update. It's tremendous. Reviewed on: 17th March 2021

Completely satisfied with Zopa

Signing up to Zopa was easy. As i have a poor credit score and wanted to build my credit score Zopa was my first choice. Using the card is easy and hassle free Reviewed on: 17th March 2021

EXcellent Product

Easy to use and easy to access website and app, keeps you uptodate, Reviewed on: 17th March 2021

Very good credit card

Very good service and easy to pay balance Reviewed on: 17th March 2021

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