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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Quick and easy to use

So quick to set up and very simple to use. You have everything you need to know at your fingertips Reviewed on: 17th March 2021

Fantastic service

Fantastic service and easy to use Reviewed on: 17th March 2021

Best credit card ever had

Zopa have and still remain the best company I have tried Reviewed on: 17th March 2021

Simply fantastic

Zopa just gets it wright and makes it simple Reviewed on: 17th March 2021

Great Card

Everything about the card is great. Everything is transparent and the app is so easy to navigate to make payments, track your spending and provides a free credit score! Everything has been top notch with Zopa. Reviewed on: 17th March 2021

Excellent service

Convenient way of borrowing if used responsibly. Easy to manage the online app I think Zopa is great Reviewed on: 17th March 2021

Excellent

First class never had a problem would highly recommend Reviewed on: 17th March 2021

Excellent card and app

Easy to use and well worth applying for a card, it has great features Reviewed on: 17th March 2021

Great service

Never had any issues, easy application process and the app is very user friendly Reviewed on: 17th March 2021

Good to Build up Credit History

Limit Provided is quite Low I hope They will look into it as I pay the full balance every month. Rest all good so far. Reviewed on: 17th March 2021

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