Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,262 reviews, last reviewed 7th Mar 2026
289800% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

There the best credit card ever i love using zopa cr... There the best credit card ever i love using zopa credit cards, there credit limit is very good and there very fast payment option. Reviewed on: 7th March 2026
Sharon E's avatar
Sharon E

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (43262)

Amazing,

5
Never had a problem and very easy to use. Like that you can make a payment and it done straight away most you have to wait 3 working days. Reviewed on: 15th February 2021
Molland88's avatar
Molland88

Brilliant service

5
I called regarding making a payment quick response and friendly Reviewed on: 15th February 2021
Steve's avatar
Steve

Awesome banking app

5
Moved to these due to their app they have an awesome app with great ease of use and flexibility on options. Reviewed on: 15th February 2021
Emma greaves's avatar
Emma greaves

Fair easy and good service

4
Easy to deal with fair and understanding Reviewed on: 15th February 2021
Chris 's avatar
Chris

Easy and simple modern card

5
Great easy to use card with easy online access and easy to pay outstanding balance online or on the phone app. Reviewed on: 15th February 2021
stephen boyce's avatar
stephen boyce

Yes I would recommend

4
Very good condition and very good quality Reviewed on: 15th February 2021
Steven's avatar
Steven

reliable

5
had not a great credit rateing but this bank was willing to give me a chance i will not let them down for that Reviewed on: 15th February 2021
owen crompton's avatar
owen crompton

Fantastic company, quick & efficient

5
First class company, very organised and efficient! Reviewed on: 15th February 2021
Lisa's avatar
Lisa

Clarity

5
Love the simplicity of the app, clear concepts with a good level of support and client based credit, never lend more than you can afford. Reviewed on: 15th February 2021
Julie Elson's avatar
Julie Elson

Quality . Easy to manage

5
Great app. Updates and budget features as standard. Reccomended.. Reviewed on: 15th February 2021
Tony's avatar
Tony

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill