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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

5 stars

happy with zoopa you know were you stand with them would recommend Reviewed on: 17th March 2021

Great experience!

Excellent and reliable service. Reviewed on: 17th March 2021

Great service!

Zoom has been a great credit service provider for me and the way it helps me manage my finances especially through the borrowing power update. It's tremendous. Reviewed on: 17th March 2021

Completely satisfied with Zopa

Signing up to Zopa was easy. As i have a poor credit score and wanted to build my credit score Zopa was my first choice. Using the card is easy and hassle free Reviewed on: 17th March 2021

EXcellent Product

Easy to use and easy to access website and app, keeps you uptodate, Reviewed on: 17th March 2021

Very good credit card

Very good service and easy to pay balance Reviewed on: 17th March 2021

Great service.

Excellent way to start building your credit score and overall great service. Reviewed on: 17th March 2021

easy

the card is easy to use and great customer service Reviewed on: 17th March 2021

So simple

Very efficient way to keep your money. Reviewed on: 17th March 2021

Very nice

Good credit card and easy to usr Reviewed on: 17th March 2021

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