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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,223 reviews, last reviewed 7th Mar 2026
286100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had a problem with the service and they talk t... Never had a problem with the service and they talk to you professionally great service from them all Reviewed on: 7th March 2026
Phillip Thomas 's avatar
Phillip Thomas

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43223)

Easy to use

5
I have found Zopa very easy and smart credit card, it also tells you about the credit strength too which is brilliant. Reviewed on: 15th February 2021
Hussain's avatar
Hussain

Easy

5
Quick easy and efficient. What is not to love? Reviewed on: 15th February 2021
Michael Parnell 's avatar
Michael Parnell

Easy application process, site easy to manoeuvre around.

5
Great experience Definitely easy to use. Reviewed on: 15th February 2021
PareeceOxford's avatar
PareeceOxford

Easy to use

4
Great app allows you to communicate with agents quickly and effectively, so convenient! Reviewed on: 15th February 2021
Anj29's avatar
Anj29

superb service

5
I couldn’t be happier with my card, they have been so straight forward with my account and help me get a card I can afford Reviewed on: 15th February 2021
paulgargan2384@hotmail.co.uk's avatar
[email protected]

Foreign currency

5
No charges for foreign currency transactions, amazing service :) Reviewed on: 15th February 2021
Mohammad's avatar
Mohammad

Great credit card

5
Always keeps me informed on my spending, highly recommend Reviewed on: 15th February 2021
julie bassett's avatar
julie bassett

Perfectly happy!

4
Great card and app. Easy to use and brilliant customer service. Reviewed on: 15th February 2021
Jules's avatar
Jules

Brilliant credit card provider

5
Kept up to date with your credit usage and helpful advice on managing your credit and how to improve your score. Modern and up to date app to use just fab Reviewed on: 15th February 2021
Unicornfairy's avatar
Unicornfairy

Zuper zopa!

5
Brilliant customer services, and fabulous new products. Have had great support during the pandemic too. Really recommend these guys. Reviewed on: 15th February 2021
Sophie's avatar
Sophie

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