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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868422968230354808 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Best out of the rest

Zopa credit is flexible and easy to use , helpful and always there for me when I need . Reviewed on: 17th March 2021

Very easy to use, lovely no hassle calls from them like some companies

Ive had my card few months now, i do everything on the app its so easy to use, Reviewed on: 17th March 2021

Best credit card

Very friendly and easy to access Reviewed on: 17th March 2021

Always helping

Very easy and simple. 100% recommended by me to you Reviewed on: 17th March 2021

Helpful

Amazing card with quick payment! Love it!!! Reviewed on: 17th March 2021

Remarkable service

I have never known a service to be so fast and responsive payments clear immediately which is a massive help and great peace of mind, I haven’t had any need to contact customer services for anything and everything is smoothly done via the App it really is brilliant Reviewed on: 17th March 2021

Excellent

Great communication from the team at Zopa. Helpful and respectful Reviewed on: 17th March 2021

5 stars

happy with zoopa you know were you stand with them would recommend Reviewed on: 17th March 2021

Great experience!

Excellent and reliable service. Reviewed on: 17th March 2021

Great service!

Zoom has been a great credit service provider for me and the way it helps me manage my finances especially through the borrowing power update. It's tremendous. Reviewed on: 17th March 2021

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