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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Zoptastic!

Company is genuinely helpful. Customer service is excellent. Site and App also easy to use. Definitely recommend! Reviewed on: 17th March 2021

Fantastic company

Gave me a card when credit rating was low. Fantastic service. Reviewed on: 17th March 2021

Zopa

Very easy to apply, good app which makes it easy to keep on top of your finances Reviewed on: 17th March 2021

excellent service great company

recently got the card and they are great Reviewed on: 17th March 2021

Very happy

I am very happy with my ZOPA experience. Reviewed on: 17th March 2021

Transparent and easy to use

The card is so easy to use and all charges very clearly displayed and explained. Best app abs credit card I have. Reviewed on: 17th March 2021

Zopalicious

Zopa ... well what friendly bunch they are. No nonsense credit card! Regular updates on account status and payments with speedy responses to payments on the account immediately! Great Job Zopa Reviewed on: 17th March 2021

Best out of the rest

Zopa credit is flexible and easy to use , helpful and always there for me when I need . Reviewed on: 17th March 2021

Very easy to use, lovely no hassle calls from them like some companies

Ive had my card few months now, i do everything on the app its so easy to use, Reviewed on: 17th March 2021

Best credit card

Very friendly and easy to access Reviewed on: 17th March 2021

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