Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

View other Zopa products

4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Very happy

I am very happy with my ZOPA experience. Reviewed on: 17th March 2021

Transparent and easy to use

The card is so easy to use and all charges very clearly displayed and explained. Best app abs credit card I have. Reviewed on: 17th March 2021

Zopalicious

Zopa ... well what friendly bunch they are. No nonsense credit card! Regular updates on account status and payments with speedy responses to payments on the account immediately! Great Job Zopa Reviewed on: 17th March 2021

Best out of the rest

Zopa credit is flexible and easy to use , helpful and always there for me when I need . Reviewed on: 17th March 2021

Very easy to use, lovely no hassle calls from them like some companies

Ive had my card few months now, i do everything on the app its so easy to use, Reviewed on: 17th March 2021

Best credit card

Very friendly and easy to access Reviewed on: 17th March 2021

Always helping

Very easy and simple. 100% recommended by me to you Reviewed on: 17th March 2021

Helpful

Amazing card with quick payment! Love it!!! Reviewed on: 17th March 2021

Remarkable service

I have never known a service to be so fast and responsive payments clear immediately which is a massive help and great peace of mind, I haven’t had any need to contact customer services for anything and everything is smoothly done via the App it really is brilliant Reviewed on: 17th March 2021

Excellent

Great communication from the team at Zopa. Helpful and respectful Reviewed on: 17th March 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Vanquis 4.23 from 561 reviews
Credit card
from ASDA Money 2.65 from 104 reviews
Bip Credit Card
from NewDay 4.91 from 2286 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub