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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Hassle free and easy to use

Applied very quickly and opened up my account with in days Reviewed on: 17th March 2021

Effortless Application Speedy Decision!

When I applied for credit card it was so effortless to apply and I got a decision straight away! Reviewed on: 17th March 2021

Brilliant

They are so so helpful any time they r there to help Reviewed on: 17th March 2021

Easy to manage

Nice app. Able to view transactions and make payments with ease. Reviewed on: 17th March 2021

reassuring and people centred service

professional approach in resolving issues Reviewed on: 17th March 2021

Great card

Great card,low limit to start with,very manageable. Reviewed on: 17th March 2021

So good

Very easy application process and very quick decision making ,sorted straight away Reviewed on: 17th March 2021

Good company

It’s so easy to use my Zopa card, transactions, are all listed on my app so can keep an eye on my balance how much I have to pay and set us direct debit all on the app cracking card Reviewed on: 17th March 2021

Easy,easy,easy

Easy to use and easy to manage account. Regular updates. No nonsense no mess. Easy to access Reviewed on: 17th March 2021

Quick and easy

No messing around, straight forward, overall excellent. Reviewed on: 17th March 2021

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