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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868422968230354808 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Good company

It’s so easy to use my Zopa card, transactions, are all listed on my app so can keep an eye on my balance how much I have to pay and set us direct debit all on the app cracking card Reviewed on: 17th March 2021

Easy,easy,easy

Easy to use and easy to manage account. Regular updates. No nonsense no mess. Easy to access Reviewed on: 17th March 2021

Quick and easy

No messing around, straight forward, overall excellent. Reviewed on: 17th March 2021

Zoptastic!

Company is genuinely helpful. Customer service is excellent. Site and App also easy to use. Definitely recommend! Reviewed on: 17th March 2021

Fantastic company

Gave me a card when credit rating was low. Fantastic service. Reviewed on: 17th March 2021

Zopa

Very easy to apply, good app which makes it easy to keep on top of your finances Reviewed on: 17th March 2021

excellent service great company

recently got the card and they are great Reviewed on: 17th March 2021

Very happy

I am very happy with my ZOPA experience. Reviewed on: 17th March 2021

Transparent and easy to use

The card is so easy to use and all charges very clearly displayed and explained. Best app abs credit card I have. Reviewed on: 17th March 2021

Zopalicious

Zopa ... well what friendly bunch they are. No nonsense credit card! Regular updates on account status and payments with speedy responses to payments on the account immediately! Great Job Zopa Reviewed on: 17th March 2021

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