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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,223 reviews, last reviewed 7th Mar 2026
286100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Never had a problem with the service and they talk t... Never had a problem with the service and they talk to you professionally great service from them all Reviewed on: 7th March 2026
Phillip Thomas 's avatar
Phillip Thomas

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43223)

Excellent card and service

5
The best card I have got, easy to apply for and easy to use and manage Reviewed on: 15th February 2021
craig@yellowstone.co.uk's avatar
[email protected]

Great addition

5
Nothing but great service from Zopa. The app is brilliant and the borrowing power feature is a little gem to help with your credit score. Reviewed on: 15th February 2021
Mark 's avatar
Mark

Best in the market

5
Easy to use, simple app, quick decisions, excellent customer service, always have the most competitive rates and keep you updated with offers and ways to improve your scores. Wouldn’t look anywhere else now Reviewed on: 15th February 2021
Cherie's avatar
Cherie

2nd chance

5
Zipa gave me a 2nd chance after money problems when nobody else would thanks zopa. Reviewed on: 15th February 2021
Phil's avatar
Phil

excellent

5
great app great service all very easy to use excellent customer service Reviewed on: 15th February 2021
wayne edgar's avatar
wayne edgar

Great!

5
Great service, great care and a responsible approach to banking. Thank you Reviewed on: 15th February 2021
Dom's avatar
Dom

Professional, easy access via app

5
Really impressed with how easy it is to keep an eye on what I am spending via the app. This helps me to manage my finances and ensures it helps improve my credit rating. Reviewed on: 15th February 2021
John Roberts's avatar
John Roberts

Best Credit Card Ever

5
Everything so easy- application, change of payment date, app, payments. Reviewed on: 15th February 2021
Credit Card User's avatar
Credit Card User

Excellent service

5
Zopa are fantastic excellent customer service there app is easy to use there's not much else I can say apart from there number 1 in my eyes keep up the great service thanks. Reviewed on: 15th February 2021
Jon's avatar
Jon

Offer increase limit

5
Very good customer service nice and polite way to talk Reviewed on: 15th February 2021
Rizwan 's avatar
Rizwan

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