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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

reassuring and people centred service

professional approach in resolving issues Reviewed on: 17th March 2021

Great card

Great card,low limit to start with,very manageable. Reviewed on: 17th March 2021

So good

Very easy application process and very quick decision making ,sorted straight away Reviewed on: 17th March 2021

Good company

It’s so easy to use my Zopa card, transactions, are all listed on my app so can keep an eye on my balance how much I have to pay and set us direct debit all on the app cracking card Reviewed on: 17th March 2021

Easy,easy,easy

Easy to use and easy to manage account. Regular updates. No nonsense no mess. Easy to access Reviewed on: 17th March 2021

Quick and easy

No messing around, straight forward, overall excellent. Reviewed on: 17th March 2021

Zoptastic!

Company is genuinely helpful. Customer service is excellent. Site and App also easy to use. Definitely recommend! Reviewed on: 17th March 2021

Fantastic company

Gave me a card when credit rating was low. Fantastic service. Reviewed on: 17th March 2021

Zopa

Very easy to apply, good app which makes it easy to keep on top of your finances Reviewed on: 17th March 2021

excellent service great company

recently got the card and they are great Reviewed on: 17th March 2021

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