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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Perfect for my needs!

Very easy to manage and don't have any problems with using the app. Reviewed on: 17th March 2021

Very good card

Great card very helpful people on the phone Reviewed on: 17th March 2021

Great service

Great service easy to understand Reviewed on: 17th March 2021

Amazing

Zopa accepted me after my credit rating was really poor and have helped me to start build my rating again ❤️❤️❤️ Reviewed on: 17th March 2021

Simple great service

Very pleasant company always willing to help and understand always go the extra mile to look after there customers Reviewed on: 17th March 2021

Great credit card

It’s a great card for small purchases. Quick and easy to make payments. Reviewed on: 17th March 2021

Brilliant Hassle free

Easy to use and everything is explained in simple terms so it's easy to understand Reviewed on: 17th March 2021

Great service and easy to use

Applied for Zopa credit card was an easy process! The app is easy to use and the service is great. Would highly recommend Zopa to others Reviewed on: 17th March 2021

Great experience.

Really like having this credit card, the app is very simple to use and provides regular updates when used or payments due. I've only had the card for 4 months so hard to give a more thorough review. Reviewed on: 17th March 2021

Great

Great so good experience thank you Reviewed on: 17th March 2021

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