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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

The Best Credit Card -Hustle free

Zopa card has been very good to use and gives you a piece of mind to pay/buy goods and services without a problem Reviewed on: 17th March 2021

fine

nothing more and nothing less, no revelation Reviewed on: 17th March 2021

Quick and easy

Quick and easy to understand what you are doing Reviewed on: 17th March 2021

Easy peasy

I work in financial services and we strive to be the best place anyone has ever worked. Knowing that this relies on you employees being engaged, it’s clear that Zopa have this spot on. Every time I call I get what I need, and that’s only when I actually need to call. I can do everything on the app. They look after their customers. Reviewed on: 17th March 2021

Easy account

Simple banking at its best, loans and credit cards made easy. Reviewed on: 17th March 2021

Easy to use and informative

Was quick to set up and easy to use, the app notifies me constantly of my balance. Reviewed on: 17th March 2021

Easy to used

Good customer service to help the people applying for the credit card Reviewed on: 17th March 2021

Brilliant

I absolutely think Zopa are brilliant, they are always quick and efficient to sort anything out. They are very proffessional and helpful. I highly recommend them. Reviewed on: 17th March 2021

Fast and simple

Simple to use, fast to replace the lost card. Reviewed on: 17th March 2021

Awesome

The Zopa app is amazing, let's you know your transactions by notification and is very easy to use. Reviewed on: 17th March 2021

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