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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Simple great service

Very pleasant company always willing to help and understand always go the extra mile to look after there customers Reviewed on: 17th March 2021

Great credit card

It’s a great card for small purchases. Quick and easy to make payments. Reviewed on: 17th March 2021

Brilliant Hassle free

Easy to use and everything is explained in simple terms so it's easy to understand Reviewed on: 17th March 2021

Great service and easy to use

Applied for Zopa credit card was an easy process! The app is easy to use and the service is great. Would highly recommend Zopa to others Reviewed on: 17th March 2021

Great experience.

Really like having this credit card, the app is very simple to use and provides regular updates when used or payments due. I've only had the card for 4 months so hard to give a more thorough review. Reviewed on: 17th March 2021

Great

Great so good experience thank you Reviewed on: 17th March 2021

Hassle free and easy to use

Applied very quickly and opened up my account with in days Reviewed on: 17th March 2021

Effortless Application Speedy Decision!

When I applied for credit card it was so effortless to apply and I got a decision straight away! Reviewed on: 17th March 2021

Brilliant

They are so so helpful any time they r there to help Reviewed on: 17th March 2021

Easy to manage

Nice app. Able to view transactions and make payments with ease. Reviewed on: 17th March 2021

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