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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868422968230354808 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Brilliant

I absolutely think Zopa are brilliant, they are always quick and efficient to sort anything out. They are very proffessional and helpful. I highly recommend them. Reviewed on: 17th March 2021

Fast and simple

Simple to use, fast to replace the lost card. Reviewed on: 17th March 2021

Awesome

The Zopa app is amazing, let's you know your transactions by notification and is very easy to use. Reviewed on: 17th March 2021

Perfect for my needs!

Very easy to manage and don't have any problems with using the app. Reviewed on: 17th March 2021

Very good card

Great card very helpful people on the phone Reviewed on: 17th March 2021

Great service

Great service easy to understand Reviewed on: 17th March 2021

Amazing

Zopa accepted me after my credit rating was really poor and have helped me to start build my rating again ❤️❤️❤️ Reviewed on: 17th March 2021

Simple great service

Very pleasant company always willing to help and understand always go the extra mile to look after there customers Reviewed on: 17th March 2021

Great credit card

It’s a great card for small purchases. Quick and easy to make payments. Reviewed on: 17th March 2021

Brilliant Hassle free

Easy to use and everything is explained in simple terms so it's easy to understand Reviewed on: 17th March 2021

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