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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Good experience

Seems Zopa look to the future as much as the past. Sensible and understanding decisions. Reviewed on: 17th March 2021

Zopa fantastic

Professional easy to use helpful better than most Reviewed on: 17th March 2021

Pleased with the service

Very happy with the service pleasant and responsive Reviewed on: 17th March 2021

Thank you

Excellent service. Good support when needed Reviewed on: 17th March 2021

Quick, efficient

Easy to use, reliable , good service Reviewed on: 17th March 2021

ZOPA

This was my frist cedit card i got after i got when i come off my IVA . I was good news when they said yes and they make it so easy to manage with the app . Reviewed on: 17th March 2021

Simple, easy to use and affordable

The best credit card I've had in years Reviewed on: 17th March 2021

Great

Zopa is a great credit card company very helpful and easy to set up credit card excellent company Reviewed on: 17th March 2021

Good

Very good credit card money there when ever you need it. Reviewed on: 17th March 2021

Amazing!

Applying was so quick and easy. The card came through quickly and I have found the App really easy to use to check my balance and make payments. Highly recommend Zopa to anyone. Reviewed on: 17th March 2021

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