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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43096 reviews)

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4.94

Based on 43,096 reviews, last reviewed 7th Mar 2026

273900% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very well managed company Very secure and will managed company Reviewed on: 7th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43096)

Ease

Excellent online service with spending safety net Reviewed on: 15th February 2021

Would recommend

Great online App and would recommend to friends and family. Reviewed on: 15th February 2021

Modern credit card facility

Zopa is a very modern credit card service. I love the app which is easy to use, shows transactions and payments in real time, and connects well to tips for credit report improvements. Reviewed on: 15th February 2021

Great company

Great service. A very easy to use app Reviewed on: 15th February 2021

My first credit card experience

Zopa offered me a credit card via the ClearScore app and I decided to go with them to improve my credit. The app is very easy to use and so far I’ve had a very positive experience. Reviewed on: 15th February 2021

Simple and caring

Easy to monitor and keep track on..would recommend. Reviewed on: 15th February 2021

Amazing!

Never had any problems since taking out my credit card agreement with Zopa! Every time I’ve rang the customer service has been great! Well done Zopa! Reviewed on: 15th February 2021

Excellent service

Excellent service no hassle straightforward and simple Reviewed on: 15th February 2021

Easy to use

Exactly what it says on the tin Reviewed on: 15th February 2021

Easy and straightforward

Never had any problems, their app works very well . Reviewed on: 15th February 2021

Review Zopa: Credit card now

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View resource hub

Zopa: Credit card reviews

273900% increase in 5 star reviews

100% increase in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Zopa: Credit card now

Best credit card provider 2025

Zopa Credit card reviews (43096)

Ease

Would recommend

Modern credit card facility

Great company

My first credit card experience

Simple and caring

Amazing!

Excellent service

Easy to use

Easy and straightforward

Review Zopa: Credit card now

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