Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

View other Zopa products

4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Easy account

Simple banking at its best, loans and credit cards made easy. Reviewed on: 17th March 2021

Easy to use and informative

Was quick to set up and easy to use, the app notifies me constantly of my balance. Reviewed on: 17th March 2021

Easy to used

Good customer service to help the people applying for the credit card Reviewed on: 17th March 2021

Brilliant

I absolutely think Zopa are brilliant, they are always quick and efficient to sort anything out. They are very proffessional and helpful. I highly recommend them. Reviewed on: 17th March 2021

Fast and simple

Simple to use, fast to replace the lost card. Reviewed on: 17th March 2021

Awesome

The Zopa app is amazing, let's you know your transactions by notification and is very easy to use. Reviewed on: 17th March 2021

Perfect for my needs!

Very easy to manage and don't have any problems with using the app. Reviewed on: 17th March 2021

Very good card

Great card very helpful people on the phone Reviewed on: 17th March 2021

Great service

Great service easy to understand Reviewed on: 17th March 2021

Amazing

Zopa accepted me after my credit rating was really poor and have helped me to start build my rating again ❤️❤️❤️ Reviewed on: 17th March 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Balance Plus
from Capital One 3.56 from 3 reviews
Premier Credit Card
from HSBC 3.81 from 20 reviews
Cashback Plus Credit Card
from NatWest 4.43 from 66 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub