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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868422968230354808 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great

Zopa is a great credit card company very helpful and easy to set up credit card excellent company Reviewed on: 17th March 2021

Good

Very good credit card money there when ever you need it. Reviewed on: 17th March 2021

Amazing!

Applying was so quick and easy. The card came through quickly and I have found the App really easy to use to check my balance and make payments. Highly recommend Zopa to anyone. Reviewed on: 17th March 2021

The Best Credit Card -Hustle free

Zopa card has been very good to use and gives you a piece of mind to pay/buy goods and services without a problem Reviewed on: 17th March 2021

fine

nothing more and nothing less, no revelation Reviewed on: 17th March 2021

Quick and easy

Quick and easy to understand what you are doing Reviewed on: 17th March 2021

Easy peasy

I work in financial services and we strive to be the best place anyone has ever worked. Knowing that this relies on you employees being engaged, it’s clear that Zopa have this spot on. Every time I call I get what I need, and that’s only when I actually need to call. I can do everything on the app. They look after their customers. Reviewed on: 17th March 2021

Easy account

Simple banking at its best, loans and credit cards made easy. Reviewed on: 17th March 2021

Easy to use and informative

Was quick to set up and easy to use, the app notifies me constantly of my balance. Reviewed on: 17th March 2021

Easy to used

Good customer service to help the people applying for the credit card Reviewed on: 17th March 2021

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