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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868422968230354808 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Credit card of the year

Great service would recommend zopa to all my family and friends Reviewed on: 17th March 2021

Great service

App is fantastic easy to use and navigate Reviewed on: 17th March 2021

Helpful and Friendly

Keep me up to date. The app is easy to use and the credit limit fair. Reviewed on: 17th March 2021

Good experience

Seems Zopa look to the future as much as the past. Sensible and understanding decisions. Reviewed on: 17th March 2021

Zopa fantastic

Professional easy to use helpful better than most Reviewed on: 17th March 2021

Pleased with the service

Very happy with the service pleasant and responsive Reviewed on: 17th March 2021

Thank you

Excellent service. Good support when needed Reviewed on: 17th March 2021

Quick, efficient

Easy to use, reliable , good service Reviewed on: 17th March 2021

ZOPA

This was my frist cedit card i got after i got when i come off my IVA . I was good news when they said yes and they make it so easy to manage with the app . Reviewed on: 17th March 2021

Simple, easy to use and affordable

The best credit card I've had in years Reviewed on: 17th March 2021

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