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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Quick and east

App is easy to use, with real time spending updates and payment reminders Reviewed on: 17th March 2021

Best Provider

Easy application, good credit limit and regular statements making sure you are always in control. Instant notifications when card or transaction has been made. Reviewed on: 17th March 2021

Fair and outstanding opportunities for people easily dismissed and judged by others

Life changing opportunity when others were quick to dismiss Reviewed on: 17th March 2021

Helpful , caring and sharing

Very helpful and easy to use site care about you and your credit score and how to build it and always sharing how to improve your finances with helpful tips and information Reviewed on: 17th March 2021

Excellent

Efficient and easy to apply, quick to receive card, app easy to use Reviewed on: 17th March 2021

Great experience overall

Customer service is really good and the app is simple and friendly to use. I have enjoyed it very much. Reviewed on: 17th March 2021

Simply The Best...

Quite simply, the simplest and most friendly provider around, with a straightforward and easy to navigate app. Highly recommended. Reviewed on: 17th March 2021

Credit card of the year

Great service would recommend zopa to all my family and friends Reviewed on: 17th March 2021

Great service

App is fantastic easy to use and navigate Reviewed on: 17th March 2021

Helpful and Friendly

Keep me up to date. The app is easy to use and the credit limit fair. Reviewed on: 17th March 2021

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