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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,092 reviews, last reviewed 7th Mar 2026
273500% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had any problems good card provider Never had any problems with Zopa i would recommend them to anyone looking for a credit card Reviewed on: 7th March 2026
Robert M's avatar
Robert M

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43092)

Brilliant

5
Very easy to use and not rip off merchants no problems at all with them Reviewed on: 15th February 2021
Nicholas 's avatar
Nicholas

Brilliant service

5
I have a bad credit score and there credit card is brilliant for when u need something in a emergency would definitely recommend them. Reviewed on: 15th February 2021
conrad_staff@live.co.uk's avatar
[email protected]

Great!

5
Easy application and fantastic app! Reviewed on: 15th February 2021
leecampbell90@icloud.com's avatar
[email protected]

Very good, straightforward banking

5
Loved using Zopa. Its been a stress free process from the beginning and they have great customer service also. Reviewed on: 15th February 2021
Femi A's avatar
Femi A

good service

5
very good service no problems app good Reviewed on: 15th February 2021
carol lewis's avatar
carol lewis

James lewis

5
Ok they're very helpful and quite cheap to have Reviewed on: 15th February 2021
James's avatar
James

Ease

5
Excellent online service with spending safety net Reviewed on: 15th February 2021
J Cartwright's avatar
J Cartwright

Would recommend

5
Great online App and would recommend to friends and family. Reviewed on: 15th February 2021
Russell's avatar
Russell

Modern credit card facility

5
Zopa is a very modern credit card service. I love the app which is easy to use, shows transactions and payments in real time, and connects well to tips for credit report improvements. Reviewed on: 15th February 2021
Joanna Dunbar-Webb's avatar
Joanna Dunbar-Webb

Great company

5
Great service. A very easy to use app Reviewed on: 15th February 2021
mina.ak@hotmail.co.uk's avatar
[email protected]

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