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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Quick, efficient

Easy to use, reliable , good service Reviewed on: 17th March 2021

ZOPA

This was my frist cedit card i got after i got when i come off my IVA . I was good news when they said yes and they make it so easy to manage with the app . Reviewed on: 17th March 2021

Simple, easy to use and affordable

The best credit card I've had in years Reviewed on: 17th March 2021

Great

Zopa is a great credit card company very helpful and easy to set up credit card excellent company Reviewed on: 17th March 2021

Good

Very good credit card money there when ever you need it. Reviewed on: 17th March 2021

Amazing!

Applying was so quick and easy. The card came through quickly and I have found the App really easy to use to check my balance and make payments. Highly recommend Zopa to anyone. Reviewed on: 17th March 2021

The Best Credit Card -Hustle free

Zopa card has been very good to use and gives you a piece of mind to pay/buy goods and services without a problem Reviewed on: 17th March 2021

fine

nothing more and nothing less, no revelation Reviewed on: 17th March 2021

Quick and easy

Quick and easy to understand what you are doing Reviewed on: 17th March 2021

Easy peasy

I work in financial services and we strive to be the best place anyone has ever worked. Knowing that this relies on you employees being engaged, it’s clear that Zopa have this spot on. Every time I call I get what I need, and that’s only when I actually need to call. I can do everything on the app. They look after their customers. Reviewed on: 17th March 2021

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