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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868422968230354808 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Easy, efficient and helpful banking!

Easy way to track credit improvements/informative and an efficient app! Reviewed on: 17th March 2021

Great customer service

They deal with my application in a professional way Reviewed on: 17th March 2021

Cool

I am pleased with their services Reviewed on: 17th March 2021

Quick and east

App is easy to use, with real time spending updates and payment reminders Reviewed on: 17th March 2021

Best Provider

Easy application, good credit limit and regular statements making sure you are always in control. Instant notifications when card or transaction has been made. Reviewed on: 17th March 2021

Fair and outstanding opportunities for people easily dismissed and judged by others

Life changing opportunity when others were quick to dismiss Reviewed on: 17th March 2021

Helpful , caring and sharing

Very helpful and easy to use site care about you and your credit score and how to build it and always sharing how to improve your finances with helpful tips and information Reviewed on: 17th March 2021

Excellent

Efficient and easy to apply, quick to receive card, app easy to use Reviewed on: 17th March 2021

Great experience overall

Customer service is really good and the app is simple and friendly to use. I have enjoyed it very much. Reviewed on: 17th March 2021

Simply The Best...

Quite simply, the simplest and most friendly provider around, with a straightforward and easy to navigate app. Highly recommended. Reviewed on: 17th March 2021

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