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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 43,086 reviews, last reviewed 7th Mar 2026
272900% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Card arrived quickly and the app is easy to navigate... Card arrived quickly and the app is easy to navigate so far good experience Reviewed on: 7th March 2026
Darren T's avatar
Darren T

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43086)

Simple, efficient, speedy

5
Instant updates when use cards simple app, highly recommended Reviewed on: 15th February 2021
John wain's avatar
John wain

Fantastic

5
Great credit card, easy to use and app is really useful which provides clear visibility on your spending and to also manage your credit limit. Reviewed on: 15th February 2021
JDignan's avatar
JDignan

First Class Service!

5
Love that my payments clear my balance near instantly. This allows me to budget better, and stay within my credit limit. The handy credit reporting and eligibility tool is also very useful for keeping track on your personal finances. Can’t fault them. Reviewed on: 15th February 2021
David's avatar
David

easy to use

5
great card and online facility which is easy to use Reviewed on: 15th February 2021
zoe.sones@outlook.com's avatar
[email protected]

Brilliant

5
Very easy to use and not rip off merchants no problems at all with them Reviewed on: 15th February 2021
Nicholas 's avatar
Nicholas

Brilliant service

5
I have a bad credit score and there credit card is brilliant for when u need something in a emergency would definitely recommend them. Reviewed on: 15th February 2021
conrad_staff@live.co.uk's avatar
[email protected]

Great!

5
Easy application and fantastic app! Reviewed on: 15th February 2021
leecampbell90@icloud.com's avatar
[email protected]

Very good, straightforward banking

5
Loved using Zopa. Its been a stress free process from the beginning and they have great customer service also. Reviewed on: 15th February 2021
Femi A's avatar
Femi A

good service

5
very good service no problems app good Reviewed on: 15th February 2021
carol lewis's avatar
carol lewis

James lewis

5
Ok they're very helpful and quite cheap to have Reviewed on: 15th February 2021
James's avatar
James

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