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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Excellent

Efficient and easy to apply, quick to receive card, app easy to use Reviewed on: 17th March 2021

Great experience overall

Customer service is really good and the app is simple and friendly to use. I have enjoyed it very much. Reviewed on: 17th March 2021

Simply The Best...

Quite simply, the simplest and most friendly provider around, with a straightforward and easy to navigate app. Highly recommended. Reviewed on: 17th March 2021

Credit card of the year

Great service would recommend zopa to all my family and friends Reviewed on: 17th March 2021

Great service

App is fantastic easy to use and navigate Reviewed on: 17th March 2021

Helpful and Friendly

Keep me up to date. The app is easy to use and the credit limit fair. Reviewed on: 17th March 2021

Good experience

Seems Zopa look to the future as much as the past. Sensible and understanding decisions. Reviewed on: 17th March 2021

Zopa fantastic

Professional easy to use helpful better than most Reviewed on: 17th March 2021

Pleased with the service

Very happy with the service pleasant and responsive Reviewed on: 17th March 2021

Thank you

Excellent service. Good support when needed Reviewed on: 17th March 2021

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