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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Nice service

Good I recommend my friend to join with Zopa. good service always Reviewed on: 17th March 2021

New customer

Really happy with the service and use of this card. Reviewed on: 17th March 2021

Easy credit card

Easy to apply for very good credit card Reviewed on: 17th March 2021

Great easy going and informative

From the first day I applied you were nothing but helpful Reviewed on: 17th March 2021

Such a great company quick and easy application

Was there for me when I needed a little extra cash while I was furloughed thanks zopa Reviewed on: 17th March 2021

Amazing

Really good credit card good apr one of the best cards out there Reviewed on: 17th March 2021

First time

Only been with Zopa a month but find them really good and helpful also easy to use. Reviewed on: 17th March 2021

Easy, efficient and helpful banking!

Easy way to track credit improvements/informative and an efficient app! Reviewed on: 17th March 2021

Great customer service

They deal with my application in a professional way Reviewed on: 17th March 2021

Cool

I am pleased with their services Reviewed on: 17th March 2021

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