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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Such a great company quick and easy application

Was there for me when I needed a little extra cash while I was furloughed thanks zopa Reviewed on: 17th March 2021

Amazing

Really good credit card good apr one of the best cards out there Reviewed on: 17th March 2021

First time

Only been with Zopa a month but find them really good and helpful also easy to use. Reviewed on: 17th March 2021

Easy, efficient and helpful banking!

Easy way to track credit improvements/informative and an efficient app! Reviewed on: 17th March 2021

Great customer service

They deal with my application in a professional way Reviewed on: 17th March 2021

Cool

I am pleased with their services Reviewed on: 17th March 2021

Quick and east

App is easy to use, with real time spending updates and payment reminders Reviewed on: 17th March 2021

Best Provider

Easy application, good credit limit and regular statements making sure you are always in control. Instant notifications when card or transaction has been made. Reviewed on: 17th March 2021

Fair and outstanding opportunities for people easily dismissed and judged by others

Life changing opportunity when others were quick to dismiss Reviewed on: 17th March 2021

Helpful , caring and sharing

Very helpful and easy to use site care about you and your credit score and how to build it and always sharing how to improve your finances with helpful tips and information Reviewed on: 17th March 2021

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