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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868422968230354808 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

10 stars

zopa, excellent service and good friendly customer services Reviewed on: 17th March 2021

Fantastic credit card

I would like to say thank you. The credit card I have from you is fantastic. The minute I make a payment it goes straight on to the balance which I love. Plus every now and again I get a message saying if I'm eligible for more credit which is fantastic. I would totally recommend this credit card to anyone many thanks simon donovan. Reviewed on: 17th March 2021

Totally satisfied

I am a new customer with zopa but from the initial registration ,to the app ,and the information provided i am very satisfied with this company and I am so happy that I am a zopa customer they make everything very easy Reviewed on: 17th March 2021

Nice service

Good I recommend my friend to join with Zopa. good service always Reviewed on: 17th March 2021

New customer

Really happy with the service and use of this card. Reviewed on: 17th March 2021

Easy credit card

Easy to apply for very good credit card Reviewed on: 17th March 2021

Great easy going and informative

From the first day I applied you were nothing but helpful Reviewed on: 17th March 2021

Such a great company quick and easy application

Was there for me when I needed a little extra cash while I was furloughed thanks zopa Reviewed on: 17th March 2021

Amazing

Really good credit card good apr one of the best cards out there Reviewed on: 17th March 2021

First time

Only been with Zopa a month but find them really good and helpful also easy to use. Reviewed on: 17th March 2021

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