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Zopa: Credit card reviews

4.93
Based on 43,084 reviews, last reviewed 7th Mar 2026
272700% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Jose Manuel Sanchez Galan Nothing to object to. Excelente. Reviewed on: 7th March 2026
Jose M's avatar
Jose M

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile  Nkomo 's avatar
Thobekile Nkomo

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43084)

Mr Joshua Stewart

5
The best of all credit card bank out there . Easy to use and very rewarding. Reviewed on: 15th February 2021

Great

5
Great provider easy to use and no problems when contacting them Reviewed on: 15th February 2021

Great service

5
Quick and easy to use and great customer interaction. Would highly recommend Reviewed on: 15th February 2021

Reliable

4
Reliable company. Quick delivery of my card Reviewed on: 15th February 2021

Great credit card

5
Quick and easy efficient service. Received my card within a few days. Online app easy to use. Would definitely recommend Reviewed on: 15th February 2021

Excellent service all round

5
Support, customer services. Credibility. Can't fault this new company. Reviewed on: 15th February 2021

Great Customer Service

5
I've been very happy with the responsiveness of the reps if I ever have issues. Reviewed on: 15th February 2021

5 star

5
Highly recommended, great service! App is very easy to use. Reviewed on: 15th February 2021

Simple, efficient, speedy

5
Instant updates when use cards simple app, highly recommended Reviewed on: 15th February 2021

Fantastic

5
Great credit card, easy to use and app is really useful which provides clear visibility on your spending and to also manage your credit limit. Reviewed on: 15th February 2021

Review Zopa: Credit card now

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